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NAICS 316993ManufacturingFY2027 Fee Waivers

How Much Can Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses Get in SBA Loans?

58 SBA loans totaling $9.7M have been approved for personal leather good (except women's handbag and purse) manufacturing businesses (NAICS 316993). The average approved SBA loan is $167K, which is 51% below avg the $340K national average. 36 active lenders fund this industry.

Quick Answer

NAICS 316993 (Personal Leather Good (except Women's Handbag and Purse) Manufacturing) received 58 SBA loans worth $9.7M across 5+ states. Average loan $167K, average term 106 months.36 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

58
Total SBA Loans
$9.7M
Total Volume
$167K
Avg Loan Size
51% below avg
36
Active Lenders
106 mo
Avg Term
18% below avg
376
Jobs Supported

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses Use Most?

SBA 7(a)54 (93%)
SBA 5044 (7%)

What Is the Best SBA Loan for Personal Leather Good (except Women's Handbag and Purse) Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $167K
Typical term: 106 months
Historical avg rate: 7.05%
36+ lenders active in this industry

Where Are Personal Leather Good (except Women's Handbag and Purse) Manufacturing SBA Loans Most Common?

#1
CA
13 loans
$1.6M
#2
NY
9 loans
$1.5M
#3
TX
8 loans
$1.4M
#4
FL
4 loans
$536K
#5
RI
3 loans
$340K

SBA Lending Activity in Personal Leather Good (except Women's Handbag and Purse) Manufacturing

36 SBA lenders have funded 58 loans to personal leather good (except women's handbag and purse) manufacturing businesses (NAICS 316993). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
58
Active lenders
36
Total volume
$9.7M
Avg loan size
$167K

Talk to PeerSense

PeerSense sources capital for personal leather good (except women's handbag and purse) manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Personal Leather Good (except Women's Handbag and Purse) Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses?

Across all SBA loan programs, 58 loans have been approved for businesses classified under NAICS 316993 (Personal Leather Good (except Women's Handbag and Purse) Manufacturing), representing $9.7M in total capital deployed. The average approved loan of $167K is 51% below avg the national SBA average of $340K, with typical repayment terms of 106 months.

SBA lending for personal leather good (except women's handbag and purse) manufacturing has remained relatively stable across recent fiscal years. 36 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Personal Leather Good (except Women's Handbag and Purse) Manufacturing SBA Loans

What is the average SBA loan size for personal leather good (except women's handbag and purse) manufacturing businesses?
Based on 58 approved SBA loans, the average loan size for personal leather good (except women's handbag and purse) manufacturing (NAICS 316993) is $167K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a personal leather good (except women's handbag and purse) manufacturing business?
SBA 7(a) is the most commonly used SBA program for personal leather good (except women's handbag and purse) manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for personal leather good (except women's handbag and purse) manufacturing?
36 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a personal leather good (except women's handbag and purse) manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help personal leather good (except women's handbag and purse) manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a personal leather good (except women's handbag and purse) manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Personal Leather Good (except Women's Handbag and Purse) Manufacturing defined by NAICS code 316993. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.