How Much Can Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses Get in SBA Loans?
58 SBA loans totaling $9.7M have been approved for personal leather good (except women's handbag and purse) manufacturing businesses (NAICS 316993). The average approved SBA loan is $167K, which is 51% below avg the $340K national average. 36 active lenders fund this industry.
NAICS 316993 (Personal Leather Good (except Women's Handbag and Purse) Manufacturing) received 58 SBA loans worth $9.7M across 5+ states. Average loan $167K, average term 106 months.36 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Personal Leather Good (except Women's Handbag and Purse) Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Personal Leather Good (except Women's Handbag and Purse) Manufacturing SBA Loans Most Common?
Top SBA Lenders for Personal Leather Good (except Women's Handbag and Purse) Manufacturing
These banks have funded the most SBA loans for personal leather good (except women's handbag and purse) manufacturing businesses (NAICS 316993). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 15 | $1.0M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 4 | $165K |
| 3 | WestStar Bank(TX) | 3 | $250K |
| 4 | Unity Bank(NJ) | 2 | $613K |
| 5 | Santander Bank, National Association(DE) | 2 | $285K |
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How Does SBA Lending Work for Personal Leather Good (except Women's Handbag and Purse) Manufacturing Businesses?
Across all SBA loan programs, 58 loans have been approved for businesses classified under NAICS 316993 (Personal Leather Good (except Women's Handbag and Purse) Manufacturing), representing $9.7M in total capital deployed. The average approved loan of $167K is 51% below avg the national SBA average of $340K, with typical repayment terms of 106 months.
SBA lending for personal leather good (except women's handbag and purse) manufacturing has remained relatively stable across recent fiscal years. 36 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Personal Leather Good (except Women's Handbag and Purse) Manufacturing SBA Loans
What is the average SBA loan size for personal leather good (except women's handbag and purse) manufacturing businesses?
Which SBA loan program is best for a personal leather good (except women's handbag and purse) manufacturing business?
How many lenders fund SBA loans for personal leather good (except women's handbag and purse) manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help personal leather good (except women's handbag and purse) manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Personal Leather Good (except Women's Handbag and Purse) Manufacturing defined by NAICS code 316993. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.