How Much Can Narrow Fabric Mills and Schiffli Machine Embroidery Businesses Get in SBA Loans?
36 SBA loans totaling $10.6M have been approved for narrow fabric mills and schiffli machine embroidery businesses (NAICS 313220). The average approved SBA loan is $294K, which is 14% below avg the $340K national average. 27 active lenders fund this industry.
NAICS 313220 (Narrow Fabric Mills and Schiffli Machine Embroidery) received 36 SBA loans worth $10.6M across 5+ states. Average loan $294K, average term 91 months.27 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 174 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Narrow Fabric Mills and Schiffli Machine Embroidery?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Narrow Fabric Mills and Schiffli Machine Embroidery Businesses Use Most?
What Is the Best SBA Loan for Narrow Fabric Mills and Schiffli Machine Embroidery?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Narrow Fabric Mills and Schiffli Machine Embroidery SBA Loans Most Common?
Top SBA Lenders for Narrow Fabric Mills and Schiffli Machine Embroidery
These banks have funded the most SBA loans for narrow fabric mills and schiffli machine embroidery businesses (NAICS 313220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bristol County Savings Bank(MA) | 5 | $6.4M |
| 2 | U.S. Bank, National Association(OH) | 3 | $119K |
| 3 | Wells Fargo Bank National Association(SD) | 2 | $17K |
| 4 | Skyline National Bank(VA) | 2 | $388K |
| 5 | The Huntington National Bank(OH) | 2 | $24K |
Narrow Fabric Mills and Schiffli Machine Embroidery Industry Context
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How Does SBA Lending Work for Narrow Fabric Mills and Schiffli Machine Embroidery Businesses?
Across all SBA loan programs, 36 loans have been approved for businesses classified under NAICS 313220 (Narrow Fabric Mills and Schiffli Machine Embroidery), representing $10.6M in total capital deployed. The average approved loan of $294K is 14% below avg the national SBA average of $340K, with typical repayment terms of 91 months.
SBA lending for narrow fabric mills and schiffli machine embroidery has remained relatively stable across recent fiscal years. 27 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for narrow fabric mills and schiffli machine embroidery uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Narrow Fabric Mills and Schiffli Machine Embroidery SBA Loans
What is the average SBA loan size for narrow fabric mills and schiffli machine embroidery businesses?
Which SBA loan program is best for a narrow fabric mills and schiffli machine embroidery business?
How many lenders fund SBA loans for narrow fabric mills and schiffli machine embroidery?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help narrow fabric mills and schiffli machine embroidery businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Narrow Fabric Mills and Schiffli Machine Embroidery defined by NAICS code 313220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.