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NAICS 313220ManufacturingFY2026 Fee Waivers

How Much Can Narrow Fabric Mills and Schiffli Machine Embroidery Businesses Get in SBA Loans?

36 SBA loans totaling $10.6M have been approved for narrow fabric mills and schiffli machine embroidery businesses (NAICS 313220). The average approved SBA loan is $294K, which is 14% below avg the $340K national average. 27 active lenders fund this industry.

Quick Answer

NAICS 313220 (Narrow Fabric Mills and Schiffli Machine Embroidery) received 36 SBA loans worth $10.6M across 5+ states. Average loan $294K, average term 91 months.27 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 174 U.S. establishments in this industry (Census 2022).

36
Total SBA Loans
$10.6M
Total Volume
$294K
Avg Loan Size
14% below avg
27
Active Lenders
91 mo
Avg Term
30% below avg
316
Jobs Supported

Is SBA Lending Growing for Narrow Fabric Mills and Schiffli Machine Embroidery?

3
3
6
1
4
2
3
3
3
16
17
18
20
21
22
23
24
25
$116K
$550K
$6.4M
$7K
$1.1M
$118K
$762K
$281K
$139K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Narrow Fabric Mills and Schiffli Machine Embroidery Businesses Use Most?

SBA 7(a)36 (100%)

What Is the Best SBA Loan for Narrow Fabric Mills and Schiffli Machine Embroidery?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $294K
Typical term: 91 months
Historical avg rate: 6.88%
27+ lenders active in this industry

Where Are Narrow Fabric Mills and Schiffli Machine Embroidery SBA Loans Most Common?

#1
RI
5 loans
$6.4M
#2
MA
3 loans
$1.1M
#3
VA
3 loans
$418K
#4
MN
3 loans
$324K
#5
CA
2 loans
$267K

Top SBA Lenders for Narrow Fabric Mills and Schiffli Machine Embroidery

These banks have funded the most SBA loans for narrow fabric mills and schiffli machine embroidery businesses (NAICS 313220). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bristol County Savings Bank(MA)5$6.4M
2U.S. Bank, National Association(OH)3$119K
3Wells Fargo Bank National Association(SD)2$17K
4Skyline National Bank(VA)2$388K
5The Huntington National Bank(OH)2$24K

Narrow Fabric Mills and Schiffli Machine Embroidery Industry Context

U.S. Establishments
174
U.S. Census Bureau · 2022
SBA Penetration
20.69%
SBA loans per establishment

Ready to Fund Your Narrow Fabric Mills and Schiffli Machine Embroidery Business?

PeerSense places SBA loans for narrow fabric mills and schiffli machine embroidery businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Narrow Fabric Mills and Schiffli Machine Embroidery business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Narrow Fabric Mills and Schiffli Machine Embroidery Businesses?

Across all SBA loan programs, 36 loans have been approved for businesses classified under NAICS 313220 (Narrow Fabric Mills and Schiffli Machine Embroidery), representing $10.6M in total capital deployed. The average approved loan of $294K is 14% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for narrow fabric mills and schiffli machine embroidery has remained relatively stable across recent fiscal years. 27 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for narrow fabric mills and schiffli machine embroidery uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Narrow Fabric Mills and Schiffli Machine Embroidery SBA Loans

What is the average SBA loan size for narrow fabric mills and schiffli machine embroidery businesses?
Based on 36 approved SBA loans, the average loan size for narrow fabric mills and schiffli machine embroidery (NAICS 313220) is $294K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a narrow fabric mills and schiffli machine embroidery business?
SBA 7(a) is the most commonly used SBA program for narrow fabric mills and schiffli machine embroidery businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for narrow fabric mills and schiffli machine embroidery?
27 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the narrow fabric mills and schiffli machine embroidery sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help narrow fabric mills and schiffli machine embroidery businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the narrow fabric mills and schiffli machine embroidery industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Narrow Fabric Mills and Schiffli Machine Embroidery defined by NAICS code 313220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.