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NAICS 315224ManufacturingFY2026 Fee Waivers

How Much Can Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing Businesses Get in SBA Loans?

17 SBA loans totaling $7.5M have been approved for men's and boys' cut and sew trouser, slack and jean manufacturing businesses (NAICS 315224). The average approved SBA loan is $439K, which is 29% above avg the $340K national average. 9 active lenders fund this industry.

Quick Answer

NAICS 315224 (Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing) received 17 SBA loans worth $7.5M across 5+ states. Average loan $439K, average term 115 months.9 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

17
Total SBA Loans
$7.5M
Total Volume
$439K
Avg Loan Size
29% above avg
9
Active Lenders
115 mo
Avg Term
12% below avg
647
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing Businesses Use Most?

SBA 7(a)16 (94%)
SBA 5041 (6%)

What Is the Best SBA Loan for Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $439K
Typical term: 115 months
Historical avg rate: 6.80%
9+ lenders active in this industry

Where Are Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing SBA Loans Most Common?

#1
CA
11 loans
$7.2M
#2
FL
2 loans
$18K
#3
PR
1 loans
$100K
#4
NY
1 loans
$65K
#5
UT
1 loans
$100K

Top SBA Lenders for Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing

These banks have funded the most SBA loans for men's and boys' cut and sew trouser, slack and jean manufacturing businesses (NAICS 315224). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)4$240K
2Bank of America, National Association(NC)3$45K
3U.S. Bank, National Association(OH)3$3.6M
4Citibank, N.A.(SD)2$50K
5Wells Fargo Bank National Association(SD)1$25K

Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing Industry Context

U.S. Employment
12,573,000
BLS · 2026

Ready to Fund Your Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing Business?

PeerSense places SBA loans for men's and boys' cut and sew trouser, slack and jean manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing Businesses?

Across all SBA loan programs, 17 loans have been approved for businesses classified under NAICS 315224 (Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing), representing $7.5M in total capital deployed. The average approved loan of $439K is 29% above avg the national SBA average of $340K, with typical repayment terms of 115 months.

SBA lending for men's and boys' cut and sew trouser, slack and jean manufacturing has remained relatively stable across recent fiscal years. 9 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing SBA Loans

What is the average SBA loan size for men's and boys' cut and sew trouser, slack and jean manufacturing businesses?
Based on 17 approved SBA loans, the average loan size for men's and boys' cut and sew trouser, slack and jean manufacturing (NAICS 315224) is $439K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a men's and boys' cut and sew trouser, slack and jean manufacturing business?
SBA 7(a) is the most commonly used SBA program for men's and boys' cut and sew trouser, slack and jean manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for men's and boys' cut and sew trouser, slack and jean manufacturing?
9 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the men's and boys' cut and sew trouser, slack and jean manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help men's and boys' cut and sew trouser, slack and jean manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the men's and boys' cut and sew trouser, slack and jean manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Men's and Boys' Cut and Sew Trouser, Slack and Jean Manufacturing defined by NAICS code 315224. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.