How Much Can Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing Businesses Get in SBA Loans?
35 SBA loans totaling $7.1M have been approved for men's and boys' cut and sew shirt (except work shirt) manufacturing businesses (NAICS 315223). The average approved SBA loan is $202K, which is 41% below avg the $340K national average. 17 active lenders fund this industry.
NAICS 315223 (Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing) received 35 SBA loans worth $7.1M across 5+ states. Average loan $202K, average term 82 months.17 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing SBA Loans Most Common?
Top SBA Lenders for Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing
These banks have funded the most SBA loans for men's and boys' cut and sew shirt (except work shirt) manufacturing businesses (NAICS 315223). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 7 | $240K |
| 2 | Wells Fargo Bank National Association(SD) | 4 | $410K |
| 3 | PNC Bank, National Association(DE) | 3 | $275K |
| 4 | Bank of Hope(CA) | 3 | $176K |
| 5 | Citizens Bank, National Association(RI) | 3 | $124K |
Ready to Fund Your Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing Business?
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How Does SBA Lending Work for Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing Businesses?
Across all SBA loan programs, 35 loans have been approved for businesses classified under NAICS 315223 (Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing), representing $7.1M in total capital deployed. The average approved loan of $202K is 41% below avg the national SBA average of $340K, with typical repayment terms of 82 months.
SBA lending for men's and boys' cut and sew shirt (except work shirt) manufacturing has remained relatively stable across recent fiscal years. 17 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing SBA Loans
What is the average SBA loan size for men's and boys' cut and sew shirt (except work shirt) manufacturing businesses?
Which SBA loan program is best for a men's and boys' cut and sew shirt (except work shirt) manufacturing business?
How many lenders fund SBA loans for men's and boys' cut and sew shirt (except work shirt) manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help men's and boys' cut and sew shirt (except work shirt) manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Men's and Boys' Cut and Sew Shirt (except Work Shirt) Manufacturing defined by NAICS code 315223. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.