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NAICS 449129Retail TradeLending Growing

How Much Can All Other Home Furnishings Retailers Businesses Get in SBA Loans?

371 SBA loans totaling $139.1M have been approved for all other home furnishings retailers businesses (NAICS 449129). The average approved SBA loan is $375K, which is 10% above avg the $340K national average. 157 active lenders fund this industry.

Quick Answer

NAICS 449129 (All Other Home Furnishings Retailers) received 371 SBA loans worth $139.1M across 5+ states. Average loan $375K, average term 143 months.157 active SBA-approved lenders fund this industry. Most all other home furnishings retailers loans use the SBA 7(a) program.

371
Total SBA Loans
$139.1M
Total Volume
$375K
Avg Loan Size
10% above avg
157
Active Lenders
143 mo
Avg Term
10% above avg
2,039
Jobs Supported

Is SBA Lending Growing for All Other Home Furnishings Retailers?+17% growth

45
96
104
112
22
23
24
25
$16.9M
$40.1M
$30.7M
$48.7M

Which SBA Program Do All Other Home Furnishings Retailers Businesses Use Most?

SBA 7(a)331 (89%)
SBA 50440 (11%)

What Is the Best SBA Loan for All Other Home Furnishings Retailers?

SBA 7(a)

The most widely used SBA program for all other home furnishings retailers businesses — flexible terms, multiple use cases

Industry avg loan: $375K
Typical term: 143 months
Historical avg rate: 10.14%
157+ lenders active in this industry

Where Are All Other Home Furnishings Retailers SBA Loans Most Common?

#1
CA
41 loans
$19.4M
#2
NY
34 loans
$9.9M
#3
TX
22 loans
$10.3M
#4
OH
19 loans
$2.1M
#5
FL
18 loans
$4.3M

Top SBA Lenders for All Other Home Furnishings Retailers

These banks have funded the most SBA loans for all other home furnishings retailers businesses (NAICS 449129). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)36$4.8M
2BayFirst National Bank(FL)18$4.4M
3Northeast Bank(ME)18$2.8M
4TD Bank, National Association(DE)15$2.7M
5Celtic Bank Corporation(UT)10$2.9M

Ready to Fund Your All Other Home Furnishings Retailers Business?

PeerSense places SBA loans for all other home furnishings retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Home Furnishings Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Home Furnishings Retailers Businesses?

Across all SBA loan programs, 371 loans have been approved for businesses classified under NAICS 449129 (All Other Home Furnishings Retailers), representing $139.1M in total capital deployed. The average approved loan of $375K is 10% above avg the national SBA average of $340K, with typical repayment terms of 143 months.

SBA lending for all other home furnishings retailers is accelerating — loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other home furnishings retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other Home Furnishings Retailers SBA Loans

What is the average SBA loan size for all other home furnishings retailers businesses?
Based on 371 approved SBA loans, the average loan size for all other home furnishings retailers (NAICS 449129) is $375K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other home furnishings retailers business?
SBA 7(a) is the most commonly used SBA program for all other home furnishings retailers businesses. The most widely used SBA program for all other home furnishings retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other home furnishings retailers?
157 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other home furnishings retailers sector.
What states have the most SBA lending for all other home furnishings retailers?
CA leads with 41 SBA loans and $19.4M in total volume for all other home furnishings retailers businesses. NY, TX, OH also show strong lending activity in this sector.
How does PeerSense help all other home furnishings retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other home furnishings retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Home Furnishings Retailers defined by NAICS code 449129. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.