How Much Can Fruit and Vegetable Canning Businesses Get in SBA Loans?
332 SBA loans totaling $98.1M have been approved for fruit and vegetable canning businesses (NAICS 311421). The average approved SBA loan is $295K, which is 13% below avg the $340K national average. 138 active lenders fund this industry with a 14.2% default rate on the matured 2018-2021 loan cohort.
At 14.2%, Fruit and Vegetable Canning sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 311421 (Fruit and Vegetable Canning) received 332 SBA loans worth $98.1M across 5+ states. Average loan $295K, average term 115 months, 14.2% default rate (resolved-loan basis).138 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 811 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Fruit and Vegetable Canning?+38% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Fruit and Vegetable Canning Businesses Use Most?
What Is the Best SBA Loan for Fruit and Vegetable Canning?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Fruit and Vegetable Canning SBA Loans Most Common?
Top SBA Lenders for Fruit and Vegetable Canning
These banks have funded the most SBA loans for fruit and vegetable canning businesses (NAICS 311421). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 15 | $2.6M |
| 2 | The Huntington National Bank(OH) | 13 | $748K |
| 3 | Wells Fargo Bank National Association(SD) | 13 | $2.5M |
| 4 | Bank of America, National Association(NC) | 11 | $1.6M |
| 5 | Manufacturers and Traders Trust Company(NY) | 10 | $625K |
Fruit and Vegetable Canning Industry Context
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How Does SBA Lending Work for Fruit and Vegetable Canning Businesses?
Across all SBA loan programs, 332 loans have been approved for businesses classified under NAICS 311421 (Fruit and Vegetable Canning), representing $98.1M in total capital deployed. The average approved loan of $295K is 13% below avg the national SBA average of $340K, with typical repayment terms of 115 months.
SBA lending for fruit and vegetable canning is accelerating — loan volume has grown approximately 38% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Fruit and Vegetable Canning SBA Loans
What is the average SBA loan size for fruit and vegetable canning businesses?
Which SBA loan program is best for a fruit and vegetable canning business?
How many lenders fund SBA loans for fruit and vegetable canning?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help fruit and vegetable canning businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Fruit and Vegetable Canning defined by NAICS code 311421. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.