How Much Can Cellular and Other Wireless Businesses Get in SBA Loans?
221 SBA loans totaling $28.7M have been approved for cellular and other wireless businesses (NAICS 513322). The average approved SBA loan is $130K, which is 62% below avg the $340K national average. 88 active lenders fund this industry with a 23.8% default rate on the matured 2018-2021 loan cohort.
At 23.8%, Cellular and Other Wireless sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 513322 (Cellular and Other Wireless) received 221 SBA loans worth $28.7M across 5+ states. Average loan $130K, average term 84 months, 23.8% default rate (resolved-loan basis).88 active SBA-approved lenders fund this industry. Most cellular and other wireless loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Cellular and Other Wireless Businesses Use Most?
What Is the Best SBA Loan for Cellular and Other Wireless?
The most widely used SBA program for cellular and other wireless businesses — flexible terms, multiple use cases
Where Are Cellular and Other Wireless SBA Loans Most Common?
Top SBA Lenders for Cellular and Other Wireless
These banks have funded the most SBA loans for cellular and other wireless businesses (NAICS 513322). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 24 | $1.5M |
| 2 | Bank of Hope(CA) | 21 | $756K |
| 3 | Wells Fargo Bank National Association(SD) | 15 | $2.7M |
| 4 | Readycap Lending, LLC(NJ) | 12 | $2.5M |
| 5 | Citizens Bank, National Association(RI) | 9 | $280K |
Cellular and Other Wireless Industry Context
Ready to Fund Your Cellular and Other Wireless Business?
PeerSense places SBA loans for cellular and other wireless businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Cellular and Other Wireless business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Cellular and Other Wireless Businesses?
Across all SBA loan programs, 221 loans have been approved for businesses classified under NAICS 513322 (Cellular and Other Wireless), representing $28.7M in total capital deployed. The average approved loan of $130K is 62% below avg the national SBA average of $340K, with typical repayment terms of 84 months.
SBA lending for cellular and other wireless has remained relatively stable across recent fiscal years. 88 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for cellular and other wireless uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching cellular and other wireless business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Cellular and Other Wireless SBA Loans
What is the average SBA loan size for cellular and other wireless businesses?
Which SBA loan program is best for a cellular and other wireless business?
How many lenders fund SBA loans for cellular and other wireless?
What states have the most SBA lending for cellular and other wireless?
How does PeerSense help cellular and other wireless businesses get SBA loans?
Related Information & Technology Industries
Motion Picture and Video Production
Data Processing, Hosting, and Related Services
Software Publishers
Periodical Publishers
Motion Picture Theaters (except Drive-Ins)
Newspaper Publishers
Data aggregated from SBA loan records (1992–2025). Cellular and Other Wireless defined by NAICS code 513322. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.