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NAICS 443130Retail Trade

How Much Can Camera and Photographic Supplies Stores Businesses Get in SBA Loans?

428 SBA loans totaling $74.1M have been approved for camera and photographic supplies stores businesses (NAICS 443130). The average approved SBA loan is $173K, which is 49% below avg the $340K national average. 145 active lenders fund this industry with a 19.5% default rate on the matured 2018-2021 loan cohort.

Elevated default risk19.5% vs 15.4% all-industry avg

At 19.5%, Camera and Photographic Supplies Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 443130 (Camera and Photographic Supplies Stores) received 428 SBA loans worth $74.1M across 5+ states. Average loan $173K, average term 102 months, 19.5% default rate (resolved-loan basis).145 active SBA-approved lenders fund this industry. Most camera and photographic supplies stores loans use the SBA 7(a) program.

428
Total SBA Loans
$74.1M
Total Volume
$173K
Avg Loan Size
49% below avg
145
Active Lenders
102 mo
Avg Term
22% below avg
1,908
Jobs Supported

Which SBA Program Do Camera and Photographic Supplies Stores Businesses Use Most?

SBA 7(a)403 (94%)
SBA 50425 (6%)

What Is the Best SBA Loan for Camera and Photographic Supplies Stores?

SBA 7(a)

The most widely used SBA program for camera and photographic supplies stores businesses — flexible terms, multiple use cases

Industry avg loan: $173K
Typical term: 102 months
Historical avg rate: 6.33%
145+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.5%

Where Are Camera and Photographic Supplies Stores SBA Loans Most Common?

#1
CA
81 loans
$20.9M
#2
NY
38 loans
$6.0M
#3
NH
18 loans
$1.5M
#4
MI
16 loans
$2.4M
#5
NJ
16 loans
$3.2M

Top SBA Lenders for Camera and Photographic Supplies Stores

These banks have funded the most SBA loans for camera and photographic supplies stores businesses (NAICS 443130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)40$3.9M
2Wells Fargo Bank National Association(SD)36$6.6M
3U.S. Bank, National Association(OH)20$7.6M
4JPMorgan Chase Bank, National Association(OH)20$2.7M
5Citizens Bank, National Association(RI)20$862K

Ready to Fund Your Camera and Photographic Supplies Stores Business?

PeerSense places SBA loans for camera and photographic supplies stores businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Camera and Photographic Supplies Stores business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Camera and Photographic Supplies Stores Businesses?

Across all SBA loan programs, 428 loans have been approved for businesses classified under NAICS 443130 (Camera and Photographic Supplies Stores), representing $74.1M in total capital deployed. The average approved loan of $173K is 49% below avg the national SBA average of $340K, with typical repayment terms of 102 months.

SBA lending for camera and photographic supplies stores has remained relatively stable across recent fiscal years. 145 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching camera and photographic supplies stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Camera and Photographic Supplies Stores SBA Loans

What is the average SBA loan size for camera and photographic supplies stores businesses?
Based on 428 approved SBA loans, the average loan size for camera and photographic supplies stores (NAICS 443130) is $173K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a camera and photographic supplies stores business?
SBA 7(a) is the most commonly used SBA program for camera and photographic supplies stores businesses. The most widely used SBA program for camera and photographic supplies stores businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for camera and photographic supplies stores?
145 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the camera and photographic supplies stores sector.
What states have the most SBA lending for camera and photographic supplies stores?
CA leads with 81 SBA loans and $20.9M in total volume for camera and photographic supplies stores businesses. NY, NH, MI also show strong lending activity in this sector.
How does PeerSense help camera and photographic supplies stores businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the camera and photographic supplies stores industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Camera and Photographic Supplies Stores defined by NAICS code 443130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.