How Much Can All Other Leather Good Manufacturing Businesses Get in SBA Loans?
136 SBA loans totaling $25.8M have been approved for all other leather good manufacturing businesses (NAICS 316999). The average approved SBA loan is $189K, which is 44% below avg the $340K national average. 73 active lenders fund this industry with a 20.2% default rate on the matured 2018-2021 loan cohort.
At 20.2%, All Other Leather Good Manufacturing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 316999 (All Other Leather Good Manufacturing) received 136 SBA loans worth $25.8M across 5+ states. Average loan $189K, average term 96 months, 20.2% default rate (resolved-loan basis).73 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Leather Good Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Leather Good Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are All Other Leather Good Manufacturing SBA Loans Most Common?
Top SBA Lenders for All Other Leather Good Manufacturing
These banks have funded the most SBA loans for all other leather good manufacturing businesses (NAICS 316999). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 12 | $887K |
| 2 | Wells Fargo Bank National Association(SD) | 11 | $1.4M |
| 3 | Bank of America, National Association(NC) | 10 | $992K |
| 4 | Citibank, N.A.(SD) | 6 | $180K |
| 5 | The Huntington National Bank(OH) | 4 | $1.8M |
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How Does SBA Lending Work for All Other Leather Good Manufacturing Businesses?
Across all SBA loan programs, 136 loans have been approved for businesses classified under NAICS 316999 (All Other Leather Good Manufacturing), representing $25.8M in total capital deployed. The average approved loan of $189K is 44% below avg the national SBA average of $340K, with typical repayment terms of 96 months.
SBA lending for all other leather good manufacturing has remained relatively stable across recent fiscal years. 73 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for all other leather good manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — All Other Leather Good Manufacturing SBA Loans
What is the average SBA loan size for all other leather good manufacturing businesses?
Which SBA loan program is best for a all other leather good manufacturing business?
How many lenders fund SBA loans for all other leather good manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other leather good manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). All Other Leather Good Manufacturing defined by NAICS code 316999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.