Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 811Independent Advantage

Repair & Maintenance

SBA loan performance data based on 63,153 resolved loans

Overall Default Rate
14.4%
All businesses
Avg Loan Size
$329K
Non-franchise
Resolved Loans
63,153
In our database
Franchise Advantage
-5.6%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate14.4%20%
Avg Loan Size$329K$335K
Resolved Loans59,2023,951
Chargeoffs8,514790
Franchise Brands-544

Default Rate Comparison

All Businesses14.4%
Franchise Businesses20%

Franchise Brands in Repair & Maintenance

There are 544 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 20% default rate compared to 14.4% for all businesses.

Browse 544 Franchise Brands

Explore Related Data

Looking for Repair & Maintenance Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Repair & Maintenance

The Repair & Maintenance sector (NAICS 811) has 63,153 resolved SBA loans in our database with an overall default rate of 14.4%. This is near the national average for SBA loans.

Interestingly, independent businesses in Repair & Maintenance actually perform better than franchises, with a 14.4% default rate vs 20% for franchise operations.

The average SBA loan size in this sector is $329K. Franchise operations in this industry have an average loan size of $335K, higher than the industry average.

Repair & Maintenance Get Financing