Food & Beverage Stores
SBA loan performance data based on 41,682 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 16.2% | 18.9% |
| Avg Loan Size | $368K | $311K |
| Resolved Loans | 39,858 | 1,824 |
| Chargeoffs | 6,441 | 345 |
| Franchise Brands | - | 628 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Food & Beverage Stores
There are 628 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 18.9% default rate compared to 16.2% for all businesses (resolved-loan basis).
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About SBA Loans for Food & Beverage Stores
The Food & Beverage Stores sector (NAICS 445) has 41,682 resolved SBA loans in our database with an overall default rate of 16.2%. This is near the national average for SBA loans.
Interestingly, independent businesses in Food & Beverage Stores actually perform better than franchises, with a 16.2% default rate vs 18.9% for franchise operations.
The average SBA loan size in this sector is $368K. Franchise operations in this industry have an average loan size of $311K, lower than the industry average.
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