SBA Loans for Veterinarians
14,610 SBA loans have funded veterinarians nationwide, averaging $616K across 1,121 active SBA lenders, at an average note rate of 6.1%. SBA 7(a) loans up to $5M fund buying a veterinary practice or hospital and surgical, dental, and imaging equipment; SBA 504 loans cover owner-occupied real estate and equipment with as little as 10% down. PeerSense reads this lending history and matches you to the lender most likely to fund a veterinary hospital.
Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense
Source: SBA 7(a) and 504 loan records (NAICS 541940), 2000 to present.
14,610
SBA Loans Funded
$616K
Average Loan
6.1%
Avg Note Rate
16 yrs
Avg Term
1,121
Active Lenders
4.1%
Charge-Off Rate (resolved-loan basis)
What veterinarians use SBA loans for
Where veterinarians get SBA financing
| State | SBA Loans | Capital Deployed |
|---|---|---|
| California | 1,662 | $1.2B |
| Texas | 1,248 | $904.7M |
| Florida | 1,092 | $903.5M |
| New York | 625 | $319.3M |
| Georgia | 546 | $376.9M |
SBA lenders active with veterinarians
Ranked by real SBA funding activity in California, the top state for veterinarians. PeerSense routes your deal to the lender most likely to approve and price it. You work with us, not a call list.
Get matched to an SBA lender for a veterinary hospital.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a veterinary hospital, anywhere in the US.
SBA 7(a) / 504, Veterinarians: Response within 24–48 hours. No obligation.
How veterinarians qualify for an SBA loan
SBA 7(a) loans are the most common path for veterinarians financing buying a veterinary practice or hospital. They run up to $5M, fund up to 90% of a project, and amortize over 10 years for a business purchase or up to 25 years when real estate is included. SBA 504 loans pair a bank loan with a CDC debenture for owner-occupied real estate and heavy equipment, typically at 10% down.
With 14,610 loans on record across 1,121 lenders and a 4.1% historical charge-off rate, veterinarians are a well-understood credit to SBA lenders, but not every lender is active in this profession or comfortable with its deal structure. PeerSense reads the lending history and routes your deal to the lender most likely to approve and price it, then stays with you through closing.