SBA Loans for Accounting & CPA Firms
9,563 SBA loans have funded accounting & cpa firms nationwide, averaging $291K across 857 active SBA lenders, at an average note rate of 7.1%. SBA 7(a) loans up to $5M fund buying a CPA firm or client book and partner and succession buy outs; SBA 504 loans cover owner occupied real estate and equipment with as little as 10% down. PeerSense reads this lending history and sources capital for a CPA firm.
Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense
Source: SBA 7(a) and 504 loan records (NAICS 541211), 2000 to present.
9,563
SBA Loans Funded
$291K
Average Loan
7.1%
Avg Note Rate
11 yrs
Avg Term
857
Active Lenders
10.2%
Charge Off Rate (resolved loan basis)
What accounting & cpa firms use SBA loans for
Where accounting & cpa firms get SBA financing
| State | SBA Loans | Capital Deployed |
|---|---|---|
| California | 1,417 | $559.8M |
| Florida | 724 | $258.8M |
| Texas | 693 | $242.5M |
| New York | 506 | $80.1M |
| Ohio | 455 | $115.6M |
Talk to PeerSense about SBA capital for a CPA firm.
Tell us your loan amount and use of funds. PeerSense sources capital for a CPA firm, anywhere in the US.
SBA 7(a) / 504, Accounting & CPA Firms: The desk will reach out. No obligation.
How accounting & cpa firms qualify for an SBA loan
SBA 7(a) loans are the most common path for accounting & cpa firms financing buying a CPA firm or client book. They run up to $5M, fund up to 90% of a project, and amortize over 10 years for a business purchase or up to 25 years when real estate is included. SBA 504 loans pair a bank loan with a CDC debenture for owner occupied real estate and heavy equipment, typically at 10% down.
With 9,563 loans on record across 857 lenders and a 10.2% historical charge off rate, accounting & cpa firms are a well understood credit to SBA lenders, but not every lender is active in this profession or comfortable with its deal structure. PeerSense reads the lending history and sources capital through a curated network, then stays with you through closing.