SBA Loans for Accounting & CPA Firms
9,563 SBA loans have funded accounting & cpa firms nationwide, averaging $291K across 857 active SBA lenders, at an average note rate of 7.1%. SBA 7(a) loans up to $5M fund buying a CPA firm or client book and partner and succession buy-outs; SBA 504 loans cover owner-occupied real estate and equipment with as little as 10% down. PeerSense reads this lending history and matches you to the lender most likely to fund a CPA firm.
Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense
Source: SBA 7(a) and 504 loan records (NAICS 541211), 2000 to present.
9,563
SBA Loans Funded
$291K
Average Loan
7.1%
Avg Note Rate
11 yrs
Avg Term
857
Active Lenders
10.2%
Charge-Off Rate (resolved-loan basis)
What accounting & cpa firms use SBA loans for
Where accounting & cpa firms get SBA financing
| State | SBA Loans | Capital Deployed |
|---|---|---|
| California | 1,417 | $559.8M |
| Florida | 724 | $258.8M |
| Texas | 693 | $242.5M |
| New York | 506 | $80.1M |
| Ohio | 455 | $115.6M |
SBA lenders active with accounting & cpa firms
Ranked by real SBA funding activity in California, the top state for accounting & cpa firms. PeerSense routes your deal to the lender most likely to approve and price it. You work with us, not a call list.
Get matched to an SBA lender for a CPA firm.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a CPA firm, anywhere in the US.
SBA 7(a) / 504, Accounting & CPA Firms: Response within 24–48 hours. No obligation.
How accounting & cpa firms qualify for an SBA loan
SBA 7(a) loans are the most common path for accounting & cpa firms financing buying a CPA firm or client book. They run up to $5M, fund up to 90% of a project, and amortize over 10 years for a business purchase or up to 25 years when real estate is included. SBA 504 loans pair a bank loan with a CDC debenture for owner-occupied real estate and heavy equipment, typically at 10% down.
With 9,563 loans on record across 857 lenders and a 10.2% historical charge-off rate, accounting & cpa firms are a well-understood credit to SBA lenders, but not every lender is active in this profession or comfortable with its deal structure. PeerSense reads the lending history and routes your deal to the lender most likely to approve and price it, then stays with you through closing.