SBA Loans for Architecture Firms
5,361 SBA loans have funded architecture firms nationwide, averaging $264K across 610 active SBA lenders, at an average note rate of 7.6%. SBA 7(a) loans up to $5M fund acquiring an architecture practice and partner buy-ins and succession; SBA 504 loans cover owner-occupied real estate and equipment with as little as 10% down. PeerSense reads this lending history and matches you to the lender most likely to fund an architecture firm.
Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense
Source: SBA 7(a) and 504 loan records (NAICS 541310), 2000 to present.
5,361
SBA Loans Funded
$264K
Average Loan
7.6%
Avg Note Rate
11 yrs
Avg Term
610
Active Lenders
10.8%
Charge-Off Rate (resolved-loan basis)
What architecture firms use SBA loans for
Where architecture firms get SBA financing
| State | SBA Loans | Capital Deployed |
|---|---|---|
| California | 1,023 | $437.9M |
| New York | 495 | $77.1M |
| Texas | 305 | $78.5M |
| Florida | 302 | $69.1M |
| Massachusetts | 275 | $41.5M |
SBA lenders active with architecture firms
Ranked by real SBA funding activity in California, the top state for architecture firms. PeerSense routes your deal to the lender most likely to approve and price it. You work with us, not a call list.
Get matched to an SBA lender for an architecture firm.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund an architecture firm, anywhere in the US.
SBA 7(a) / 504, Architecture Firms: Response within 24–48 hours. No obligation.
How architecture firms qualify for an SBA loan
SBA 7(a) loans are the most common path for architecture firms financing acquiring an architecture practice. They run up to $5M, fund up to 90% of a project, and amortize over 10 years for a business purchase or up to 25 years when real estate is included. SBA 504 loans pair a bank loan with a CDC debenture for owner-occupied real estate and heavy equipment, typically at 10% down.
With 5,361 loans on record across 610 lenders and a 10.8% historical charge-off rate, architecture firms are a well-understood credit to SBA lenders, but not every lender is active in this profession or comfortable with its deal structure. PeerSense reads the lending history and routes your deal to the lender most likely to approve and price it, then stays with you through closing.