How Much Can Zoos and Botanical Gardens Businesses Get in SBA Loans?
74 SBA loans totaling $48.8M have been approved for zoos and botanical gardens businesses (NAICS 712130). The average approved SBA loan is $659K, which is 93% above avg the $340K national average. 45 active lenders fund this industry.
NAICS 712130 (Zoos and Botanical Gardens) received 74 SBA loans worth $48.8M across 5+ states. Average loan $659K, average term 148 months.45 active SBA-approved lenders fund this industry. Most zoos and botanical gardens loans use the SBA 7(a) program. There are approximately 833 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Zoos and Botanical Gardens?-33% decline
Which SBA Program Do Zoos and Botanical Gardens Businesses Use Most?
What Is the Best SBA Loan for Zoos and Botanical Gardens?
The most widely used SBA program for zoos and botanical gardens businesses — flexible terms, multiple use cases
Where Are Zoos and Botanical Gardens SBA Loans Most Common?
Top SBA Lenders for Zoos and Botanical Gardens
These banks have funded the most SBA loans for zoos and botanical gardens businesses (NAICS 712130). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 6 | $925K |
| 2 | Wells Fargo Bank National Association(SD) | 5 | $2.4M |
| 3 | Citizens Bank, National Association(RI) | 4 | $64K |
| 4 | PNC Bank, National Association(DE) | 3 | $378K |
| 5 | Manufacturers and Traders Trust Company(NY) | 3 | $110K |
Zoos and Botanical Gardens Industry Context
Ready to Fund Your Zoos and Botanical Gardens Business?
PeerSense places SBA loans for zoos and botanical gardens businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Zoos and Botanical Gardens Businesses?
Across all SBA loan programs, 74 loans have been approved for businesses classified under NAICS 712130 (Zoos and Botanical Gardens), representing $48.8M in total capital deployed. The average approved loan of $659K is 93% above avg the national SBA average of $340K, with typical repayment terms of 148 months.
SBA lending for zoos and botanical gardens has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 45 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching zoos and botanical gardens business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Zoos and Botanical Gardens SBA Loans
What is the average SBA loan size for zoos and botanical gardens businesses?
Which SBA loan program is best for a zoos and botanical gardens business?
How many lenders fund SBA loans for zoos and botanical gardens?
What states have the most SBA lending for zoos and botanical gardens?
How does PeerSense help zoos and botanical gardens businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Zoos and Botanical Gardens defined by NAICS code 712130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.