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NAICS 115115Agriculture, Forestry & Fishing

How Much Can Farm Labor Contractors and Crew Leaders Businesses Get in SBA Loans?

161 SBA loans totaling $19.3M have been approved for farm labor contractors and crew leaders businesses (NAICS 115115). The average approved SBA loan is $120K, which is 65% below avg the $340K national average. 53 active lenders fund this industry with a 5.6% default rate on the matured 2018-2021 loan cohort.

Low default risk5.6% vs 15.4% all-industry avg

At 5.6%, Farm Labor Contractors and Crew Leaders sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 115115 (Farm Labor Contractors and Crew Leaders) received 161 SBA loans worth $19.3M across 5+ states. Average loan $120K, average term 94 months, 5.6% default rate (resolved-loan basis).53 active SBA-approved lenders fund this industry. Most farm labor contractors and crew leaders loans use the SBA 7(a) program. There are approximately 656 U.S. establishments in this industry (Census 2022).

161
Total SBA Loans
$19.3M
Total Volume
$120K
Avg Loan Size
65% below avg
53
Active Lenders
94 mo
Avg Term
28% below avg
9,505
Jobs Supported

Is SBA Lending Growing for Farm Labor Contractors and Crew Leaders?

10
3
10
6
4
11
9
10
16
17
18
19
20
23
24
25
$836K
$1.1M
$1.4M
$706K
$372K
$1.2M
$1.2M
$1.7M

Which SBA Program Do Farm Labor Contractors and Crew Leaders Businesses Use Most?

SBA 7(a)157 (98%)
SBA 5044 (2%)

What Is the Best SBA Loan for Farm Labor Contractors and Crew Leaders?

SBA 7(a)

The most widely used SBA program for farm labor contractors and crew leaders businesses — flexible terms, multiple use cases

Industry avg loan: $120K
Typical term: 94 months
Historical avg rate: 8.44%
53+ lenders active in this industry
Default rate (2018–21 matured cohort): 5.6%

Where Are Farm Labor Contractors and Crew Leaders SBA Loans Most Common?

#1
CA
81 loans
$10.3M
#2
OH
9 loans
$1.0M
#3
KS
7 loans
$354K
#4
FL
5 loans
$363K
#5
TX
5 loans
$672K

Top SBA Lenders for Farm Labor Contractors and Crew Leaders

These banks have funded the most SBA loans for farm labor contractors and crew leaders businesses (NAICS 115115). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)28$3.3M
2Wells Fargo Bank National Association(SD)25$1.1M
3The Huntington National Bank(OH)8$336K
4Outdoor Bank(KS)6$303K
5JPMorgan Chase Bank, National Association(OH)6$1.2M

Farm Labor Contractors and Crew Leaders Industry Context

U.S. Establishments
656
U.S. Census Bureau · 2022
SBA Penetration
24.54%
SBA loans per establishment

Ready to Fund Your Farm Labor Contractors and Crew Leaders Business?

PeerSense places SBA loans for farm labor contractors and crew leaders businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Farm Labor Contractors and Crew Leaders business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Farm Labor Contractors and Crew Leaders Businesses?

Across all SBA loan programs, 161 loans have been approved for businesses classified under NAICS 115115 (Farm Labor Contractors and Crew Leaders), representing $19.3M in total capital deployed. The average approved loan of $120K is 65% below avg the national SBA average of $340K, with typical repayment terms of 94 months.

SBA lending for farm labor contractors and crew leaders has remained relatively stable across recent fiscal years. 53 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for farm labor contractors and crew leaders uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching farm labor contractors and crew leaders business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Farm Labor Contractors and Crew Leaders SBA Loans

What is the average SBA loan size for farm labor contractors and crew leaders businesses?
Based on 161 approved SBA loans, the average loan size for farm labor contractors and crew leaders (NAICS 115115) is $120K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a farm labor contractors and crew leaders business?
SBA 7(a) is the most commonly used SBA program for farm labor contractors and crew leaders businesses. The most widely used SBA program for farm labor contractors and crew leaders businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for farm labor contractors and crew leaders?
53 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the farm labor contractors and crew leaders sector.
What states have the most SBA lending for farm labor contractors and crew leaders?
CA leads with 81 SBA loans and $10.3M in total volume for farm labor contractors and crew leaders businesses. OH, KS, FL also show strong lending activity in this sector.
How does PeerSense help farm labor contractors and crew leaders businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the farm labor contractors and crew leaders industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Farm Labor Contractors and Crew Leaders defined by NAICS code 115115. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.