Manufacturers and Traders Trust Company Dunkin' Donuts SBA Loans in Maryland — 12 Funded
Maryland loan data 1995–2015 · Updated June 2026
Manufacturers and Traders Trust Company has funded 12 SBA loans to Dunkin' Donuts franchisees in Maryland, totaling $5.0M in approved financing across 10 cities and 7 congressional districts.
The average Dunkin' Donuts loan in Maryland from Manufacturers and Traders Trust Company is $414K at a 4.82% average interest rate, with terms averaging 94 months. The Maryland default rate is 0% based on 8 resolved loans. Maryland represents 30.0% of Manufacturers and Traders Trust Company's total Dunkin' Donuts lending nationally. These loans collectively support 245 Maryland jobs. SBA-guaranteed portion totals $3.8M (75.8% of approved volume).
How Maryland Compares to Manufacturers and Traders Trust Company's National Dunkin' Donuts Lending
Looking to fund a Dunkin' Donuts franchise in Maryland?
Manufacturers and Traders Trust Company is one of 6+ lenders who have funded Dunkin' Donuts in Maryland. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Manufacturers and Traders Trust Company Dunkin' Donuts Loan Performance in Maryland
Based on 12 SBA loans originated by Manufacturers and Traders Trust Company for Dunkin' Donuts franchisees with Maryland addresses, the Maryland-specific lending relationship spans 1995–2015. Of 8 resolved Maryland loans, 8 were paid in full and 0 resulted in chargeoffs.
The Maryland loan size range extends from $105K to $600K, indicating Manufacturers and Traders Trust Company funds both smaller single-unit Dunkin' Donuts operations and larger multi-unit or renovation projects in Maryland. Each loan supports an average of 27 jobs in the local economy, and the portfolio collectively supports 245 Maryland jobs. Most Maryland Dunkin' Donuts loans from Manufacturers and Traders Trust Company are classified under "Retail Bakeries" (NAICS).
Recent activity: Manufacturers and Traders Trust Company has originated 0 Dunkin' Donuts Maryland loans in the last 2 fiscal years. The most recent Dunkin' Donuts Maryland approval recorded is from FY2016. Note: lack of recent activity may indicate Manufacturers and Traders Trust Company has paused, slowed, or exited Dunkin' Donuts Maryland lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Manufacturers and Traders Trust Company's Dunkin' Donuts Maryland loans averages 75.8% of approved volume, totaling $3.8M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Maryland default rate is a strong indicator of loan quality. This suggestsManufacturers and Traders Trust Company has effective underwriting standards for Dunkin' Donuts deals in Maryland and/or Maryland Dunkin' Donuts franchisees have strong unit economics that support debt service. For prospective Maryland borrowers, this is an encouraging signal — Manufacturers and Traders Trust Companyunderstands the Dunkin' Donuts business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Dunkin' Donuts Loans in Maryland
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 12 | $414K | 4.82% | 94 mo |
Dunkin' Donuts Loan Size Distribution from Manufacturers and Traders Trust Company in Maryland
How Manufacturers and Traders Trust Company's Dunkin' Donuts Maryland loan sizes break down by deal size. Useful for sizing your own deal: where do most Maryland Dunkin' Donuts approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Maryland Loans |
|---|---|---|---|
| Under $150K | 1 | $105K | 8% |
| $150K-$350K | 2 | $321K | 17% |
| $350K-$750K | 9 | $469K | 75% |
How Manufacturers and Traders Trust Company Originates Dunkin' Donuts Loans in Maryland
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Manufacturers and Traders Trust Company uses 3 different Maryland delivery methods for Dunkin' Donuts:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 10 | $414K |
| 7a General | 1 | $525K |
| Small Loan Advantage Initiative | 1 | $300K |
Where in Maryland Manufacturers and Traders Trust Company Funds Dunkin' Donuts Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Baltimore | 3 | $423K | $1.3M | 0% — Low Risk |
| Waldorf | 1 | $600K | $600K | 0% — Low Risk |
| Baltimore | 1 | $343K | $343K | 0% — Low Risk |
| Silver Spring | 1 | $430K | $430K | 0% — Low Risk |
| Germantown | 1 | $480K | $480K | N/A |
| Beltsville | 1 | $525K | $525K | N/A |
| La Plata | 1 | $500K | $500K | 0% — Low Risk |
| Lansdowne | 1 | $413K | $413K | 0% — Low Risk |
| Dundalk | 1 | $300K | $300K | N/A |
| Annapolis | 1 | $105K | $105K | N/A |
Manufacturers and Traders Trust Company's strongest Dunkin' Donuts lending presence in Maryland is concentrated in Baltimore (3 loans), Waldorf (1 loans), Baltimore (1 loans).
Manufacturers and Traders Trust Company Dunkin' Donuts Lending in Maryland Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2016 | 1 | $500K | $500K | 4.25% |
| 2013 | 2 | $455K | $910K | 4% |
| 2012 | 4 | $393K | $1.6M | 4.75% |
| 2010 | 3 | $452K | $1.4M | 5.64% |
| 1996 | 1 | $525K | $525K | — |
| 1995 | 1 | $105K | $105K | — |
Other Lenders That Fund Dunkin' Donuts in Maryland
Manufacturers and Traders Trust Company is not the only lender funding Dunkin' Donuts in Maryland. Compare 5 other banks who have originated Dunkin' Donuts SBA loans to Maryland borrowers.
| Lender | Maryland Loans | Avg Size | Default Rate |
|---|---|---|---|
| Manufacturers and Traders Trust Company (this page) | 12 | $414K | 0% — Low Risk |
| PNC Bank, National Association | 15 | $668K | 7.7% — Moderate |
| Readycap Lending, LLC | 5 | $621K | 0% — Low Risk |
| Bank of America, National Association | 3 | $78K | 0% — Low Risk |
| Popular Bank | 2 | $1.1M | 100% — High Risk |
| Truist Bank | 2 | $468K | 0% — Low Risk |
Other Franchises Manufacturers and Traders Trust Company Funds in Maryland
Manufacturers and Traders Trust Company is active in Maryland franchise lending beyond Dunkin' Donuts. Other Maryland franchise brands they have funded:
Manufacturers and Traders Trust Company Dunkin' Donuts Lending in Other States
Manufacturers and Traders Trust Company has also funded Dunkin' Donuts franchisees in 3 other states. View state-specific data:
How to Get an SBA Loan for a Dunkin' Donuts Franchise in Maryland
If you're considering a Dunkin' Donuts franchise in Maryland and want to finance through Manufacturers and Traders Trust Company or another SBA lender, here's what you need to know based on our analysis of 12 historical Maryland loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Dunkin' Donuts's franchise fee and total investment determine minimum capital requirements.
Compare Maryland Lenders
6 lenders have funded Dunkin' Donuts in Maryland. Lenders with more local Dunkin' Donuts experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Maryland borrowers with lenders who have a proven track record funding Dunkin' Donuts in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Maryland historical data: The average Dunkin' Donuts SBA loan from Manufacturers and Traders Trust Company in Maryland is $414K with a 4.82% interest rate and a 94-month term.Maryland loan amounts range from $105K to $600K.
Ready to Fund Your Dunkin' Donuts Franchise in Maryland?
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