Manufacturers and Traders Trust Company Dunkin' Donuts SBA Loans in Maine — 12 Funded
Maine loan data 2001–2012 · Updated June 2026
Manufacturers and Traders Trust Company has funded 12 SBA loans to Dunkin' Donuts franchisees in Maine, totaling $3.2M in approved financing across 8 cities.
The average Dunkin' Donuts loan in Maine from Manufacturers and Traders Trust Company is $265K at a 5.92% average interest rate, with terms averaging 104 months. The Maine default rate is 0% based on 11 resolved loans. Maine represents 30.0% of Manufacturers and Traders Trust Company's total Dunkin' Donuts lending nationally. These loans collectively support 433 Maine jobs. SBA-guaranteed portion totals $2.2M (71.4% of approved volume).
How Maine Compares to Manufacturers and Traders Trust Company's National Dunkin' Donuts Lending
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Manufacturers and Traders Trust Company is one of 5+ lenders who have funded Dunkin' Donuts in Maine. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Manufacturers and Traders Trust Company Dunkin' Donuts Loan Performance in Maine
Based on 12 SBA loans originated by Manufacturers and Traders Trust Company for Dunkin' Donuts franchisees with Maine addresses, the Maine-specific lending relationship spans 2001–2012. Of 11 resolved Maine loans, 11 were paid in full and 0 resulted in chargeoffs.
The Maine loan size range extends from $25K to $525K, indicating Manufacturers and Traders Trust Company funds both smaller single-unit Dunkin' Donuts operations and larger multi-unit or renovation projects in Maine. Each loan supports an average of 36 jobs in the local economy, and the portfolio collectively supports 433 Maine jobs. Most Maine Dunkin' Donuts loans from Manufacturers and Traders Trust Company are classified under "Limited-Service Restaurants" (NAICS).
Recent activity: Manufacturers and Traders Trust Company has originated 0 Dunkin' Donuts Maine loans in the last 2 fiscal years. The most recent Dunkin' Donuts Maine approval recorded is from FY2012. Note: lack of recent activity may indicate Manufacturers and Traders Trust Company has paused, slowed, or exited Dunkin' Donuts Maine lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Manufacturers and Traders Trust Company's Dunkin' Donuts Maine loans averages 71.4% of approved volume, totaling $2.2M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Maine default rate is a strong indicator of loan quality. This suggestsManufacturers and Traders Trust Company has effective underwriting standards for Dunkin' Donuts deals in Maine and/or Maine Dunkin' Donuts franchisees have strong unit economics that support debt service. For prospective Maine borrowers, this is an encouraging signal — Manufacturers and Traders Trust Companyunderstands the Dunkin' Donuts business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Dunkin' Donuts Loans in Maine
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 12 | $265K | 5.92% | 104 mo |
Dunkin' Donuts Loan Size Distribution from Manufacturers and Traders Trust Company in Maine
How Manufacturers and Traders Trust Company's Dunkin' Donuts Maine loan sizes break down by deal size. Useful for sizing your own deal: where do most Maine Dunkin' Donuts approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Maine Loans |
|---|---|---|---|
| Under $150K | 4 | $45K | 33% |
| $150K-$350K | 3 | $233K | 25% |
| $350K-$750K | 5 | $461K | 42% |
How Manufacturers and Traders Trust Company Originates Dunkin' Donuts Loans in Maine
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Manufacturers and Traders Trust Company uses 2 different Maine delivery methods for Dunkin' Donuts:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 11 | $285K |
| SBA Express Program | 1 | $50K |
Where in Maine Manufacturers and Traders Trust Company Funds Dunkin' Donuts Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Brewer | 3 | $323K | $970K | 0% — Low Risk |
| Skowhegan | 2 | $343K | $685K | 0% — Low Risk |
| Skowhegan | 2 | $25K | $50K | 0% — Low Risk |
| Brewer | 1 | $360K | $360K | 0% — Low Risk |
| Clifton | 1 | $80K | $80K | 0% — Low Risk |
| Eddington | 1 | $290K | $290K | 0% — Low Risk |
| Madison | 1 | $500K | $500K | 0% — Low Risk |
| Kents Hill | 1 | $250K | $250K | 0% — Low Risk |
Manufacturers and Traders Trust Company's strongest Dunkin' Donuts lending presence in Maine is concentrated in Brewer (3 loans), Skowhegan (2 loans), Skowhegan (2 loans).
Manufacturers and Traders Trust Company Dunkin' Donuts Lending in Maine Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2012 | 1 | $360K | $360K | 5.75% |
| 2010 | 2 | $25K | $50K | 6% |
| 2008 | 2 | $290K | $580K | — |
| 2006 | 3 | $347K | $1.0M | — |
| 2005 | 3 | $210K | $630K | — |
| 2001 | 1 | $525K | $525K | — |
Other Lenders That Fund Dunkin' Donuts in Maine
Manufacturers and Traders Trust Company is not the only lender funding Dunkin' Donuts in Maine. Compare 4 other banks who have originated Dunkin' Donuts SBA loans to Maine borrowers.
| Lender | Maine Loans | Avg Size | Default Rate |
|---|---|---|---|
| Manufacturers and Traders Trust Company (this page) | 12 | $265K | 0% — Low Risk |
| Bar Harbor Bank & Trust | 11 | $197K | 0% — Low Risk |
| Southern Maine Finance Agency | 3 | $297K | 0% — Low Risk |
| Camden National Bank | 2 | $224K | 0% — Low Risk |
| Skowhegan Savings Bank | 2 | $450K | 0% — Low Risk |
Other Franchises Manufacturers and Traders Trust Company Funds in Maine
Manufacturers and Traders Trust Company is active in Maine franchise lending beyond Dunkin' Donuts. Other Maine franchise brands they have funded:
Manufacturers and Traders Trust Company Dunkin' Donuts Lending in Other States
Manufacturers and Traders Trust Company has also funded Dunkin' Donuts franchisees in 3 other states. View state-specific data:
How to Get an SBA Loan for a Dunkin' Donuts Franchise in Maine
If you're considering a Dunkin' Donuts franchise in Maine and want to finance through Manufacturers and Traders Trust Company or another SBA lender, here's what you need to know based on our analysis of 12 historical Maine loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Dunkin' Donuts's franchise fee and total investment determine minimum capital requirements.
Compare Maine Lenders
5 lenders have funded Dunkin' Donuts in Maine. Lenders with more local Dunkin' Donuts experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Maine borrowers with lenders who have a proven track record funding Dunkin' Donuts in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Maine historical data: The average Dunkin' Donuts SBA loan from Manufacturers and Traders Trust Company in Maine is $265K with a 5.92% interest rate and a 104-month term.Maine loan amounts range from $25K to $525K.
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