Save-A-Lot Food Stores vs Mobil
Save-A-Lot Food Stores vs Mobil: Save-A-Lot Food Stores costs $180K to $1.0M to open; Mobil costs $136K to $2.0M. Save-A-Lot Food Stores has 19 units, Mobil has 22. SBA loan history: Save-A-Lot Food Stores = 23 loans (13.0% default); Mobil = 25 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Save-A-Lot Food Stores vs Mobil: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Mobil requires the lower minimum capital commitment ($136K vs $180K for Save-A-Lot Food Stores), a 32% spread.
System Scale & Tenure
On scale, Mobil operates 22 units to Save-A-Lot Food Stores's 19.
SBA Lending Profile
Mobil has the deeper SBA lending track record, with 25 7(a) approvals compared with 23 for Save-A-Lot Food Stores. Save-A-Lot Food Stores's peak SBA year was 2021 (11 loans); Mobil's peak was 2019 (7 loans). Save-A-Lot Food Stores's more recent peak generally indicates fresher lender appetite. Save-A-Lot Food Stores has the most SBA funded units in MI, with 5. Mobil leads in WI, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Save-A-Lot Food Stores deals is $904K vs $1.1M for Mobil, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 13.0% for Save-A-Lot Food Stores and 0.0% for Mobil, Mobil has the cleaner SBA loss record by 13.0 points. PeerSense FPI scores come in at 28 (Fair) for Save-A-Lot Food Stores and 51 (Moderate) for Mobil, giving Mobil the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 28/100 | 51/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 23 | 25 |
SBA Volume | – | – |
Default Rate | 13.0% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $180K to $1.0M | $136K to $2.0M |
Franchise Fee | N/A | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 19 | 22 |
Franchised Units | 19 | 22 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Aurora, IL | APPLETON, WI |
Category | Supermarkets | Supermarkets |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Save-A-Lot Food Stores or Mobil?
Lower upfront capital required
Tie
Save-A-Lot Food Stores: $180K starting · Mobil: $136K starting
More SBA lender confidence
Mobil
Save-A-Lot Food Stores: 23 SBA loans · Mobil: 25 SBA loans
Lower SBA default rate
Mobil
Save-A-Lot Food Stores: 13.0% · Mobil: 0.0%
Larger system & brand presence
Tie
Save-A-Lot Food Stores: 19 units · Mobil: 22 units
More lender financing options
Save-A-Lot Food Stores
Save-A-Lot Food Stores: 19 unique lenders · Mobil: 11 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Save-A-Lot Food Stores vs Mobil: Franchise Funding Comparison
Comparing Save-A-Lot Food Stores and Mobil is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $136K to $2.0M.
Save-A-Lot Food Stores has 23 SBA loans on record and Mobil has 25. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Save-A-Lot Food Stores vs Mobil, Frequently Asked Questions
Which is a better franchise investment, Save-A-Lot Food Stores or Mobil?
How much does a Save-A-Lot Food Stores franchise cost compared to Mobil?
Can I finance Save-A-Lot Food Stores or Mobil with an SBA loan?
Which has a lower SBA default rate, Save-A-Lot Food Stores or Mobil?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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