Georgia Carpet Outlets vs Ogden's Carpet Outlet
Georgia Carpet Outlets vs Ogden's Carpet Outlet: Georgia Carpet Outlets costs $100K to $488K to open; Ogden's Carpet Outlet costs $41K to $297K. Georgia Carpet Outlets has 14 units, Ogden's Carpet Outlet has 8. SBA loan history: Georgia Carpet Outlets = 15 loans (6.7% default); Ogden's Carpet Outlet = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Georgia Carpet Outlets vs Ogden's Carpet Outlet: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Ogden's Carpet Outlet requires the lower minimum capital commitment ($41K vs $100K for Georgia Carpet Outlets), a 146% spread. Initial franchise fees come in at $53K for Georgia Carpet Outlets versus $60K for Ogden's Carpet Outlet, Georgia Carpet Outlets has the lower entry fee. Ongoing royalty load is 5% for Georgia Carpet Outlets and 5% for Ogden's Carpet Outlet, equal royalty drag.
System Scale & Tenure
On scale, Georgia Carpet Outlets operates 14 units to Ogden's Carpet Outlet's 8. Ogden's Carpet Outlet has been operating 52 years (founded 1974) versus 24 for Georgia Carpet Outlets (founded 2002), a 28-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Georgia Carpet Outlets has the deeper SBA lending track record, with 15 7(a) approvals compared with 8 for Ogden's Carpet Outlet. Georgia Carpet Outlets's peak SBA year was 1996 (5 loans); Ogden's Carpet Outlet's peak was 2005 (2 loans). Ogden's Carpet Outlet's more recent peak generally indicates fresher lender appetite. Georgia Carpet Outlets has the most SBA funded units in FL, with 4. Ogden's Carpet Outlet leads in UT, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Georgia Carpet Outlets deals is $266K vs $164K for Ogden's Carpet Outlet, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 6.7% for Georgia Carpet Outlets and 0.0% for Ogden's Carpet Outlet, Ogden's Carpet Outlet has the cleaner SBA loss record by 6.7 points. PeerSense FPI scores come in at 47 (Fair) for Georgia Carpet Outlets and 44 (Fair) for Ogden's Carpet Outlet, giving Georgia Carpet Outlets the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 47/100 | 44/100 |
Health Tier | Fair | Fair |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 15 | 8 |
SBA Volume | – | – |
Default Rate | 6.7% | 0.0% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $100K to $488K | $41K to $297K |
Franchise Fee | $53K | $60K |
Royalty Rate | 5% | 5% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 14 | 8 |
Franchised Units | 14 | 8 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2002 | 1974 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | CLEARWATER, FL | SPANISH FORK, UT |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Georgia Carpet Outlets or Ogden's Carpet Outlet?
Lower upfront capital required
Tie
Georgia Carpet Outlets: $100K starting · Ogden's Carpet Outlet: $41K starting
More SBA lender confidence
Georgia Carpet Outlets
Georgia Carpet Outlets: 15 SBA loans · Ogden's Carpet Outlet: 8 SBA loans
Lower SBA default rate
Ogden's Carpet Outlet
Georgia Carpet Outlets: 6.7% · Ogden's Carpet Outlet: 0.0%
Larger system & brand presence
Tie
Georgia Carpet Outlets: 14 units · Ogden's Carpet Outlet: 8 units
Lower ongoing royalty load
Tie
Georgia Carpet Outlets: 5% · Ogden's Carpet Outlet: 5%
More lender financing options
Georgia Carpet Outlets
Georgia Carpet Outlets: 12 unique lenders · Ogden's Carpet Outlet: 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Georgia Carpet Outlets vs Ogden's Carpet Outlet: Franchise Funding Comparison
Comparing Georgia Carpet Outlets and Ogden's Carpet Outlet is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $41K to $488K.
Georgia Carpet Outlets has 15 SBA loans on record and Ogden's Carpet Outlet has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Georgia Carpet Outlets vs Ogden's Carpet Outlet, Frequently Asked Questions
Which is a better franchise investment, Georgia Carpet Outlets or Ogden's Carpet Outlet?
How much does a Georgia Carpet Outlets franchise cost compared to Ogden's Carpet Outlet?
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Which has a lower SBA default rate, Georgia Carpet Outlets or Ogden's Carpet Outlet?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman