Which has more SBA loans, Any Labtest Now or Arcpoint Labs?

Any Labtest Now has 27 SBA 7(a) historical approvals; Arcpoint Labs has 68. Arcpoint Labs has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for Any Labtest Now vs Arcpoint Labs SBA loans?

Any Labtest Now's historical SBA default rate is 0.0% versus 7.4% for Arcpoint Labs. Any Labtest Now has the cleaner loss profile, which lenders weight when pricing the next deal in the brand.

When did Any Labtest Now and Arcpoint Labs peak in SBA lending volume?

Any Labtest Now's SBA approval peak was 2024 with 9 loans; Arcpoint Labs's peak was 2022 with 9. A more recent peak (currently Any Labtest Now) generally indicates fresher lender appetite and easier financing today.

Which states have the most Any Labtest Now and Arcpoint Labs SBA loans?

Any Labtest Now leads in OH with 4 SBA-funded units; Arcpoint Labs leads in TX with 6. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side-by-Side Comparison

Any Labtest Now vs Arcpoint Labs

Q: Which is a better franchise investment, Any Labtest Now or Arcpoint Labs?

Any Labtest Now vs Arcpoint Labs: compare initial investment, royalty rate, unit count, SBA lending history, default rate, and PeerSense FPI score side by side. The right answer depends on your capital, target market, and risk tolerance, not on which brand ranks higher in a list.

Q: How much does a Any Labtest Now franchise cost compared to Arcpoint Labs?

Any Labtest Now requires a total initial investment of $60K–$298K while Arcpoint Labs requires $166K–$310K. Any Labtest Now has the lower minimum capital commitment. Franchise fee, royalty percentage, and advertising fees vary independently, see the comparison table below for the full FDD breakdown.

Quick Answer

Any Labtest Now vs Arcpoint Labs: Any Labtest Now costs $60K–$298K to open; Arcpoint Labs costs $166K–$310K. Any Labtest Now has 244 units, Arcpoint Labs has 128. SBA loan history: Any Labtest Now = 27 loans (0.0% default); Arcpoint Labs = 68 loans (7.4% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.

Any Labtest Now vs Arcpoint Labs: Capital, Scale & Lending Analysis

Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Any Labtest Now requires the lower minimum capital commitment ($60K vs $166K for Arcpoint Labs), a 64% spread. Initial franchise fees come in at $55K for Any Labtest Now versus $55K for Arcpoint Labs. Ongoing royalty load is 7% for Any Labtest Now and 7% for Arcpoint Labs, equal royalty drag.

System Scale & Tenure

On scale, Any Labtest Now operates 244 units to Arcpoint Labs's 128.

SBA Lending Profile

Arcpoint Labs has the deeper SBA lending track record with 68 historical 7(a) approvals versus 27 for Any Labtest Now. Any Labtest Now's peak SBA year was 2024 (9 loans); Arcpoint Labs's peak was 2022 (9 loans). Any Labtest Now's more recent peak generally indicates fresher lender appetite. Geographically, Any Labtest Now concentrates in OH (4 SBA-funded units) while Arcpoint Labs leads in TX (6). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Any Labtest Now deals is $296K vs $211K for Arcpoint Labs, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 0.0% for Any Labtest Now and 7.4% for Arcpoint Labs, Any Labtest Now has the cleaner historical loss profile by 7.4 points. PeerSense FPI scores come in at 75 (Strong) for Any Labtest Now and 58 (Moderate) for Arcpoint Labs, giving Any Labtest Now the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Any Labtest Now

Medical Laboratories

75 8W

Arcpoint Labs

Medical Laboratories

Health & Performance

FPI Score	75/100	58/100
Health Tier	Strong	Moderate
Confidence	N/A	N/A
Lending Trend	Growing	Declining

SBA Lending

SBA Loans	27	68
SBA Volume	–	–
Default Rate	0.0%	7.4%
Peer Tier	established	established

Investment & Costs

Total Investment	$60K – $298K	$166K – $310K
Franchise Fee	$55K	$55K
Royalty Rate	7%	7%
Ad Fund	2%	2%
Liquid Capital	N/A	N/A
Net Worth Required	N/A	N/A

Financial Performance (Item 19)

Item 19 Status

Disclosed

System Size & Operations

Total Units	244	128
Franchised Units	237	124
Company-Owned	7	4
Term Length	10 yrs	10 yrs

Brand Information

Year Founded	N/A	N/A
Franchising Since	N/A	2005
Years Franchising	N/A	21 yrs
Headquarters	NEWARK, OH	TX
Category	Medical Laboratories	Medical Laboratories
Website	labtest1.com	arcpointlabs.com
FDD Year	N/A	2026

Which Is Better, Any Labtest Now or Arcpoint Labs?

Lower upfront capital required

Any Labtest Now

Any Labtest Now: $60K starting · Arcpoint Labs: $166K starting

More SBA lender confidence

Arcpoint Labs

Any Labtest Now: 27 SBA loans · Arcpoint Labs: 68 SBA loans

Lower historical default rate

Any Labtest Now

Any Labtest Now: 0.0% · Arcpoint Labs: 7.4%

Larger system & brand presence

Any Labtest Now

Any Labtest Now: 244 units · Arcpoint Labs: 128 units

Lower ongoing royalty load

Tie

Any Labtest Now: 7% · Arcpoint Labs: 7%

More lender financing options

Arcpoint Labs

Any Labtest Now: 14 unique lenders · Arcpoint Labs: 24 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

Any Labtest Now

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Any Labtest Now vs Arcpoint Labs: Franchise Funding Comparison

Comparing Any Labtest Now and Arcpoint Labs is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $310K.

Both brands have active SBA lending histories, Any Labtest Now with 27 SBA loans and Arcpoint Labs with 68. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Schedule Free Consultation

Any Labtest Now vs Arcpoint Labs, Frequently Asked Questions

Which is a better franchise investment, Any Labtest Now or Arcpoint Labs?

Compare Any Labtest Now vs Arcpoint Labs franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a Any Labtest Now franchise cost compared to Arcpoint Labs?

Any Labtest Now requires $60K–$298K in total initial investment with a $55K franchise fee. Arcpoint Labs requires $166K–$310K with a $55K franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance Any Labtest Now or Arcpoint Labs with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Any Labtest Now has 27 SBA loans on record; Arcpoint Labs has 68. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, Any Labtest Now or Arcpoint Labs?

Any Labtest Now: 0.0% historical SBA default rate. Arcpoint Labs: 7.4% historical SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare Any Labtest Now to other franchises Compare Arcpoint Labs to other franchises Browse all Medical Laboratories franchises

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