SBA Loans for Hotels & Motels
30,612 SBA loans have funded hotels & motels nationwide, averaging $1.6M across 1,231 active SBA lenders, at an average note rate of 6.2%. SBA 7(a) loans up to $5M fund acquiring a hotel or motel and PIP and brand-mandated renovations; SBA 504 loans cover owner-occupied real estate and equipment with as little as 10% down. PeerSense reads this lending history and matches you to the lender most likely to fund a hotel.
Published: ·Last updated: ·By Ed Freeman, Capital Advisor. PeerSense
Source: SBA 7(a) and 504 loan records (NAICS 721110), 2000 to present.
30,612
SBA Loans Funded
$1.6M
Average Loan
6.2%
Avg Note Rate
22 yrs
Avg Term
1,231
Active Lenders
12.1%
Charge-Off Rate (resolved-loan basis)
What hotels & motels use SBA loans for
Where hotels & motels get SBA financing
| State | SBA Loans | Capital Deployed |
|---|---|---|
| California | 3,928 | $6.5B |
| Texas | 3,294 | $6.2B |
| Georgia | 1,619 | $3.1B |
| Florida | 1,349 | $2.6B |
| Washington | 1,068 | $2.0B |
SBA lenders active with hotels & motels
Ranked by real SBA funding activity in California, the top state for hotels & motels. PeerSense routes your deal to the lender most likely to approve and price it. You work with us, not a call list.
Get matched to an SBA lender for a hotel.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a hotel, anywhere in the US.
SBA 7(a) / 504, Hotels & Motels: Response within 24–48 hours. No obligation.
How hotels & motels qualify for an SBA loan
SBA 7(a) loans are the most common path for hotels & motels financing acquiring a hotel or motel. They run up to $5M, fund up to 90% of a project, and amortize over 10 years for a business purchase or up to 25 years when real estate is included. SBA 504 loans pair a bank loan with a CDC debenture for owner-occupied real estate and heavy equipment, typically at 10% down.
With 30,612 loans on record across 1,231 lenders and a 12.1% historical charge-off rate, hotels & motels are a well-understood credit to SBA lenders, but not every lender is active in this profession or comfortable with its deal structure. PeerSense reads the lending history and routes your deal to the lender most likely to approve and price it, then stays with you through closing.