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NAICS 611691EducationLending Growing

How Much Can Exam Preparation and Tutoring Businesses Get in SBA Loans?

1,384 SBA loans totaling $276.2M have been approved for exam preparation and tutoring businesses (NAICS 611691). The average approved SBA loan is $200K, which is 41% below avg the $340K national average. 297 active lenders fund this industry with a 14.1% historical default rate.

Quick Answer

NAICS 611691 (Exam Preparation and Tutoring) received 1,384 SBA loans worth $276.2M across 5+ states. Average loan $200K, average term 105 months, default rate 14.1%.297 active SBA-approved lenders fund this industry. Most exam preparation and tutoring loans use the SBA 7(a) program. There are approximately 10,285 U.S. establishments in this industry (Census 2022).

1,384
Total SBA Loans
$276.2M
Total Volume
$200K
Avg Loan Size
41% below avg
297
Active Lenders
105 mo
Avg Term
19% below avg
19,350
Jobs Supported

Is SBA Lending Growing for Exam Preparation and Tutoring?+47% growth

69
75
72
80
44
50
44
51
80
75
16
17
18
19
20
21
22
23
24
25
$12.6M
$12.3M
$12.8M
$17.4M
$9.3M
$14.5M
$11.4M
$14.4M
$17.6M
$27.7M

Which SBA Program Do Exam Preparation and Tutoring Businesses Use Most?

SBA 7(a)1,356 (98%)
SBA 50428 (2%)

What Is the Best SBA Loan for Exam Preparation and Tutoring?

SBA 7(a)

The most widely used SBA program for exam preparation and tutoring businesses — flexible terms, multiple use cases

Industry avg loan: $200K
Typical term: 105 months
Historical avg rate: 7.74%
297+ lenders active in this industry
Historical default rate: 14.1%

Where Are Exam Preparation and Tutoring SBA Loans Most Common?

#1
CA
244 loans
$73.8M
#2
TX
116 loans
$20.8M
#3
FL
98 loans
$16.5M
#4
NY
94 loans
$18.2M
#5
GA
71 loans
$14.6M

Top SBA Lenders for Exam Preparation and Tutoring

These banks have funded the most SBA loans for exam preparation and tutoring businesses (NAICS 611691). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)102$16.4M
2JPMorgan Chase Bank, National Association(OH)97$11.8M
3Readycap Lending, LLC(NJ)61$16.5M
4Bank of America, National Association(NC)54$3.2M
5Celtic Bank Corporation(UT)50$9.1M

Exam Preparation and Tutoring Industry Context

U.S. Establishments
10,285
U.S. Census Bureau · 2022
SBA Penetration
13.46%
SBA loans per establishment

Ready to Fund Your Exam Preparation and Tutoring Business?

PeerSense places SBA loans for exam preparation and tutoring businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Exam Preparation and Tutoring Businesses?

Across all SBA loan programs, 1,384 loans have been approved for businesses classified under NAICS 611691 (Exam Preparation and Tutoring), representing $276.2M in total capital deployed. The average approved loan of $200K is 41% below avg the national SBA average of $340K, with typical repayment terms of 105 months.

SBA lending for exam preparation and tutoring is accelerating — loan volume has grown approximately 47% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The overwhelming majority of SBA lending for exam preparation and tutoring uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching exam preparation and tutoring business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Exam Preparation and Tutoring SBA Loans

What is the average SBA loan size for exam preparation and tutoring businesses?
Based on 1,384 approved SBA loans, the average loan size for exam preparation and tutoring (NAICS 611691) is $200K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a exam preparation and tutoring business?
SBA 7(a) is the most commonly used SBA program for exam preparation and tutoring businesses. The most widely used SBA program for exam preparation and tutoring businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for exam preparation and tutoring?
297 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the exam preparation and tutoring sector.
What states have the most SBA lending for exam preparation and tutoring?
CA leads with 244 SBA loans and $73.8M in total volume for exam preparation and tutoring businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help exam preparation and tutoring businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the exam preparation and tutoring industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Exam Preparation and Tutoring defined by NAICS code 611691. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.