How Much Can Exam Preparation and Tutoring Businesses Get in SBA Loans?
1,384 SBA loans totaling $276.2M have been approved for exam preparation and tutoring businesses (NAICS 611691). The average approved SBA loan is $200K, which is 41% below avg the $340K national average. 297 active lenders fund this industry with a 21.1% default rate on the matured 2018-2021 loan cohort.
At 21.1%, Exam Preparation and Tutoring sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 611691 (Exam Preparation and Tutoring) received 1,384 SBA loans worth $276.2M across 5+ states. Average loan $200K, average term 105 months, 21.1% default rate (resolved-loan basis).297 active SBA-approved lenders fund this industry. Most exam preparation and tutoring loans use the SBA 7(a) program. There are approximately 10,285 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Exam Preparation and Tutoring?+47% growth
Which SBA Program Do Exam Preparation and Tutoring Businesses Use Most?
What Is the Best SBA Loan for Exam Preparation and Tutoring?
The most widely used SBA program for exam preparation and tutoring businesses — flexible terms, multiple use cases
Where Are Exam Preparation and Tutoring SBA Loans Most Common?
Top SBA Lenders for Exam Preparation and Tutoring
These banks have funded the most SBA loans for exam preparation and tutoring businesses (NAICS 611691). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 102 | $16.4M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 97 | $11.8M |
| 3 | Readycap Lending, LLC(NJ) | 61 | $16.5M |
| 4 | Bank of America, National Association(NC) | 54 | $3.2M |
| 5 | Celtic Bank Corporation(UT) | 50 | $9.1M |
Exam Preparation and Tutoring Industry Context
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How Does SBA Lending Work for Exam Preparation and Tutoring Businesses?
Across all SBA loan programs, 1,384 loans have been approved for businesses classified under NAICS 611691 (Exam Preparation and Tutoring), representing $276.2M in total capital deployed. The average approved loan of $200K is 41% below avg the national SBA average of $340K, with typical repayment terms of 105 months.
SBA lending for exam preparation and tutoring is accelerating — loan volume has grown approximately 47% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.
The overwhelming majority of SBA lending for exam preparation and tutoring uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching exam preparation and tutoring business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Exam Preparation and Tutoring SBA Loans
What is the average SBA loan size for exam preparation and tutoring businesses?
Which SBA loan program is best for a exam preparation and tutoring business?
How many lenders fund SBA loans for exam preparation and tutoring?
What states have the most SBA lending for exam preparation and tutoring?
How does PeerSense help exam preparation and tutoring businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Exam Preparation and Tutoring defined by NAICS code 611691. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.