26 SBA loans totaling $7.1M have been approved for software and other prerecorded compact disc, tape, and record reproduc businesses (NAICS 334614). The average approved SBA loan is $274K, which is 19% below avg the $340K national average. 18 active lenders fund this industry with a 0.0% historical default rate.
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
PeerSense places SBA loans for software and other prerecorded compact disc, tape, and record reproduc businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 334614 (Software and Other Prerecorded Compact Disc, Tape, and Record Reproduc), representing $7.1M in total capital deployed. The average approved loan of $274K is 19% below avg the national SBA average of $340K, with typical repayment terms of 121 months.
SBA lending for software and other prerecorded compact disc, tape, and record reproduc has contracted approximately 75% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 18 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Machine Shops
All Other Miscellaneous Manufacturing
All Other Miscellaneous Fabricated Metal Product Manufacturing
Wood Kitchen Cabinet and Countertop Manufacturing
Sign Manufacturing
Fabricated Structural Metal Manufacturing
Data aggregated from SBA loan records (1992–2025). Software and Other Prerecorded Compact Disc, Tape, and Record Reproduc defined by NAICS code 334614. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.