How Much Can Other Personal Care Services Businesses Get in SBA Loans?
11,061 SBA loans totaling $2.8B have been approved for other personal care services businesses (NAICS 812199). The average approved SBA loan is $255K, which is 25% below avg the $340K national average. 1045 active lenders fund this industry with a 11.7% historical default rate.
NAICS 812199 (Other Personal Care Services) received 11,061 SBA loans worth $2.8B across 5+ states. Average loan $255K, average term 110 months, default rate 11.7%.1045 active SBA-approved lenders fund this industry. Most other personal care services loans use the SBA 7(a) program.
Is SBA Lending Growing for Other Personal Care Services?+39% growth
Which SBA Program Do Other Personal Care Services Businesses Use Most?
What Is the Best SBA Loan for Other Personal Care Services?
The most widely used SBA program for other personal care services businesses — flexible terms, multiple use cases
Where Are Other Personal Care Services SBA Loans Most Common?
Top SBA Lenders for Other Personal Care Services
These banks have funded the most SBA loans for other personal care services businesses (NAICS 812199). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 987 | $217.0M |
| 2 | Wells Fargo Bank National Association(SD) | 670 | $139.0M |
| 3 | U.S. Bank, National Association(OH) | 605 | $64.1M |
| 4 | Simmons Bank(AR) | 490 | $159.9M |
| 5 | Bank of America, National Association(NC) | 395 | $20.6M |
Other Personal Care Services Industry Context
Ready to Fund Your Other Personal Care Services Business?
PeerSense places SBA loans for other personal care services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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How Does SBA Lending Work for Other Personal Care Services Businesses?
Across all SBA loan programs, 11,061 loans have been approved for businesses classified under NAICS 812199 (Other Personal Care Services), representing $2.8B in total capital deployed. The average approved loan of $255K is 25% below avg the national SBA average of $340K, with typical repayment terms of 110 months.
SBA lending for other personal care services is accelerating — loan volume has grown approximately 39% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for other personal care services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching other personal care services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Personal Care Services SBA Loans
What is the average SBA loan size for other personal care services businesses?
Which SBA loan program is best for a other personal care services business?
How many lenders fund SBA loans for other personal care services?
What states have the most SBA lending for other personal care services?
How does PeerSense help other personal care services businesses get SBA loans?
Related Other Services Industries
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All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Other Personal Care Services defined by NAICS code 812199. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.