6,781 SBA loans totaling $2.1B have been approved for offices of optometrists businesses (NAICS 621320). The average approved SBA loan is $304K, which is 11% below avg the $340K national average. 888 active lenders fund this industry with a 3.5% historical default rate.
The most widely used SBA program for offices of optometrists businesses — flexible terms, multiple use cases
PeerSense places SBA loans for offices of optometrists businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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Across all SBA loan programs, 6,781 loans have been approved for businesses classified under NAICS 621320 (Offices of Optometrists), representing $2.1B in total capital deployed. The average approved loan of $304K is 11% below avg the national SBA average of $340K, with typical repayment terms of 144 months.
SBA lending for offices of optometrists is accelerating — loan volume has grown approximately 44% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of optometrists business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Offices of Dentists
Child Day Care Services
Offices of Physicians (except Mental Health Specialists)
Offices of Chiropractors
Home Health Care Services
Offices of Physical, Occupational and Speech Therapists, and Audiologi
Data aggregated from SBA loan records (1992–2025). Offices of Optometrists defined by NAICS code 621320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.