How Much Can Specialized Automotive Repair Businesses Get in SBA Loans?
271 SBA loans totaling $130.3M have been approved for specialized automotive repair businesses (NAICS 811114). The average approved SBA loan is $481K, which is 41% above avg the $340K national average. 109 active lenders fund this industry.
NAICS 811114 (Specialized Automotive Repair) received 271 SBA loans worth $130.3M across 5+ states. Average loan $481K, average term 148 months.109 active SBA-approved lenders fund this industry. Most specialized automotive repair loans use the SBA 7(a) program. There are approximately 797,836 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Specialized Automotive Repair?+113% growth
Which SBA Program Do Specialized Automotive Repair Businesses Use Most?
What Is the Best SBA Loan for Specialized Automotive Repair?
The most widely used SBA program for specialized automotive repair businesses — flexible terms, multiple use cases
Where Are Specialized Automotive Repair SBA Loans Most Common?
Top SBA Lenders for Specialized Automotive Repair
These banks have funded the most SBA loans for specialized automotive repair businesses (NAICS 811114). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Northeast Bank(ME) | 26 | $4.6M |
| 2 | U.S. Bank, National Association(OH) | 19 | $6.2M |
| 3 | The Huntington National Bank(OH) | 18 | $2.8M |
| 4 | Wells Fargo Bank National Association(SD) | 14 | $235K |
| 5 | Lendistry SBLC, LLC(CA) | 9 | $1.1M |
Specialized Automotive Repair Industry Context
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How Does SBA Lending Work for Specialized Automotive Repair Businesses?
Across all SBA loan programs, 271 loans have been approved for businesses classified under NAICS 811114 (Specialized Automotive Repair), representing $130.3M in total capital deployed. The average approved loan of $481K is 41% above avg the national SBA average of $340K, with typical repayment terms of 148 months.
SBA lending for specialized automotive repair is accelerating — loan volume has grown approximately 113% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching specialized automotive repair business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Specialized Automotive Repair SBA Loans
What is the average SBA loan size for specialized automotive repair businesses?
Which SBA loan program is best for a specialized automotive repair business?
How many lenders fund SBA loans for specialized automotive repair?
What states have the most SBA lending for specialized automotive repair?
How does PeerSense help specialized automotive repair businesses get SBA loans?
Related Other Services Industries
General Automotive Repair
Beauty Salons
Drycleaning and Laundry Services (except Coin-Operated)
Automotive Body, Paint, and Interior Repair and Maintenance
Car Washes
All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Specialized Automotive Repair defined by NAICS code 811114. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.