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NAICS 455219Retail TradeLending Growing

How Much Can All Other General Merchandise Retailers Businesses Get in SBA Loans?

1,237 SBA loans totaling $406.8M have been approved for all other general merchandise retailers businesses (NAICS 455219). The average approved SBA loan is $329K, which is 3% below avg the $340K national average. 222 active lenders fund this industry.

Quick Answer

NAICS 455219 (All Other General Merchandise Retailers) received 1,237 SBA loans worth $406.8M across 5+ states. Average loan $329K, average term 136 months.222 active SBA-approved lenders fund this industry. Most all other general merchandise retailers loans use the SBA 7(a) program.

1,237
Total SBA Loans
$406.8M
Total Volume
$329K
Avg Loan Size
3% below avg
222
Active Lenders
136 mo
Avg Term
5% above avg
6,507
Jobs Supported

Is SBA Lending Growing for All Other General Merchandise Retailers?+23% growth

3
140
311
350
381
21
22
23
24
25
$2.7M
$69.2M
$102.9M
$105.5M
$111.4M

Which SBA Program Do All Other General Merchandise Retailers Businesses Use Most?

SBA 7(a)1,129 (91%)
SBA 504108 (9%)

What Is the Best SBA Loan for All Other General Merchandise Retailers?

SBA 7(a)

The most widely used SBA program for all other general merchandise retailers businesses — flexible terms, multiple use cases

Industry avg loan: $329K
Typical term: 136 months
Historical avg rate: 10.66%
222+ lenders active in this industry

Where Are All Other General Merchandise Retailers SBA Loans Most Common?

#1
CA
180 loans
$62.2M
#2
NY
152 loans
$44.5M
#3
FL
127 loans
$43.4M
#4
OH
68 loans
$12.9M
#5
TX
64 loans
$23.5M

Top SBA Lenders for All Other General Merchandise Retailers

These banks have funded the most SBA loans for all other general merchandise retailers businesses (NAICS 455219). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1TD Bank, National Association(DE)140$11.9M
2The Huntington National Bank(OH)98$12.9M
3U.S. Bank, National Association(OH)82$7.0M
4Northeast Bank(ME)70$9.5M
5Celtic Bank Corporation(UT)64$11.1M

Ready to Fund Your All Other General Merchandise Retailers Business?

PeerSense places SBA loans for all other general merchandise retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other General Merchandise Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other General Merchandise Retailers Businesses?

Across all SBA loan programs, 1,237 loans have been approved for businesses classified under NAICS 455219 (All Other General Merchandise Retailers), representing $406.8M in total capital deployed. The average approved loan of $329K is 3% below avg the national SBA average of $340K, with typical repayment terms of 136 months.

SBA lending for all other general merchandise retailers is accelerating — loan volume has grown approximately 23% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other general merchandise retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other General Merchandise Retailers SBA Loans

What is the average SBA loan size for all other general merchandise retailers businesses?
Based on 1,237 approved SBA loans, the average loan size for all other general merchandise retailers (NAICS 455219) is $329K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other general merchandise retailers business?
SBA 7(a) is the most commonly used SBA program for all other general merchandise retailers businesses. The most widely used SBA program for all other general merchandise retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other general merchandise retailers?
222 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other general merchandise retailers sector.
What states have the most SBA lending for all other general merchandise retailers?
CA leads with 180 SBA loans and $62.2M in total volume for all other general merchandise retailers businesses. NY, FL, OH also show strong lending activity in this sector.
How does PeerSense help all other general merchandise retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other general merchandise retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other General Merchandise Retailers defined by NAICS code 455219. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.