How Much Can Automotive Glass Replacement Shops Businesses Get in SBA Loans?
1,521 SBA loans totaling $293.7M have been approved for automotive glass replacement shops businesses (NAICS 811122). The average approved SBA loan is $193K, which is 43% below avg the $340K national average. 396 active lenders fund this industry with a 20.2% default rate on the matured 2018-2021 loan cohort.
At 20.2%, Automotive Glass Replacement Shops sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 811122 (Automotive Glass Replacement Shops) received 1,521 SBA loans worth $293.7M across 5+ states. Average loan $193K, average term 123 months, 20.2% default rate (resolved-loan basis).396 active SBA-approved lenders fund this industry. Most automotive glass replacement shops loans use the SBA 7(a) program. There are approximately 7,033 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Automotive Glass Replacement Shops?+76% growth
Which SBA Program Do Automotive Glass Replacement Shops Businesses Use Most?
What Is the Best SBA Loan for Automotive Glass Replacement Shops?
The most widely used SBA program for automotive glass replacement shops businesses — flexible terms, multiple use cases
Where Are Automotive Glass Replacement Shops SBA Loans Most Common?
Top SBA Lenders for Automotive Glass Replacement Shops
These banks have funded the most SBA loans for automotive glass replacement shops businesses (NAICS 811122). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 108 | $4.3M |
| 2 | Wells Fargo Bank National Association(SD) | 100 | $15.6M |
| 3 | U.S. Bank, National Association(OH) | 69 | $9.8M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 52 | $5.4M |
| 5 | PNC Bank, National Association(DE) | 43 | $2.9M |
Automotive Glass Replacement Shops Industry Context
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How Does SBA Lending Work for Automotive Glass Replacement Shops Businesses?
Across all SBA loan programs, 1,521 loans have been approved for businesses classified under NAICS 811122 (Automotive Glass Replacement Shops), representing $293.7M in total capital deployed. The average approved loan of $193K is 43% below avg the national SBA average of $340K, with typical repayment terms of 123 months.
SBA lending for automotive glass replacement shops is accelerating — loan volume has grown approximately 76% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching automotive glass replacement shops business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Automotive Glass Replacement Shops SBA Loans
What is the average SBA loan size for automotive glass replacement shops businesses?
Which SBA loan program is best for a automotive glass replacement shops business?
How many lenders fund SBA loans for automotive glass replacement shops?
What states have the most SBA lending for automotive glass replacement shops?
How does PeerSense help automotive glass replacement shops businesses get SBA loans?
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All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Automotive Glass Replacement Shops defined by NAICS code 811122. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.