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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
NAICS 321Independent Advantage

Wood Products

SBA loan performance data based on 4,700 resolved loans

Overall Default Rate
17.3%
All businesses (resolved loan basis)
Avg Loan Size
$476K
Non franchise
Resolved Loans
4,700
In our database
Franchise Advantage
-9%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate (resolved loan basis)17.3%26.3%
Avg Loan Size$476K$172K
Resolved Loans4,68119
Chargeoffs8095
Franchise Brands-21

Default Rate Comparison (resolved loan basis)

All Businesses17.3%
Franchise Businesses26.3%

Franchise Brands in Wood Products

There are 21 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 26.3% default rate compared to 17.3% for all businesses (resolved loan basis).

Browse 21 Franchise Brands

Looking for Wood Products Financing?

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About SBA Loans for Wood Products

The Wood Products sector (NAICS 321) has 4,700 resolved SBA loans in our database with an overall default rate of 17.3%. This is near the national average for SBA loans.

Interestingly, independent businesses in Wood Products actually perform better than franchises, with a 17.3% default rate vs 26.3% for franchise operations.

The average SBA loan size in this sector is $476K. Franchise operations in this industry have an average loan size of $172K, lower than the industry average.

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