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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
NAICS 485

Transit & Ground Passenger

SBA loan performance data based on 5,114 resolved loans

Overall Default Rate
20.5%
All businesses (resolved loan basis)
Avg Loan Size
$221K
Non franchise
Resolved Loans
5,114
In our database
Franchise Advantage
N/A
Lower = better

Franchise vs Independent Comparison

MetricAll Businesses
Default Rate (resolved loan basis)20.5%
Avg Loan Size$221K
Resolved Loans5,114
Chargeoffs1,049

Default Rate Comparison (resolved loan basis)

All Businesses20.5%

Looking for Transit & Ground Passenger Financing?

PeerSense sources SBA capital for this industry from a curated network. Talk to PeerSense.

About SBA Loans for Transit & Ground Passenger

The Transit & Ground Passenger sector (NAICS 485) has 5,114 resolved SBA loans in our database with an overall default rate of 20.5%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

The average SBA loan size in this sector is $221K.

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