Petroleum & Coal Products
SBA loan performance data based on 495 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved loan basis) | 13.4% | 5.6% |
| Avg Loan Size | $531K | $884K |
| Resolved Loans | 477 | 18 |
| Chargeoffs | 64 | 1 |
| Franchise Brands | - | 6 |
Default Rate Comparison (resolved loan basis)
Franchise Brands in Petroleum & Coal Products
There are 6 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 5.6% default rate compared to 13.4% for all businesses (resolved loan basis).
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About SBA Loans for Petroleum & Coal Products
The Petroleum & Coal Products sector (NAICS 324) has 495 resolved SBA loans in our database with an overall default rate of 13.4%. This is near the national average for SBA loans.
Franchise businesses in Petroleum & Coal Products default at 5.6% compared to 13.4% for all businesses, a 7.8 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.
The average SBA loan size in this sector is $531K. Franchise operations in this industry have an average loan size of $884K, higher than the industry average.
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