Furniture & Home Furnishing Stores
SBA loan performance data based on 11,785 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 22.9% | 23.9% |
| Avg Loan Size | $294K | $319K |
| Resolved Loans | 11,250 | 535 |
| Chargeoffs | 2,574 | 128 |
| Franchise Brands | - | 129 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Furniture & Home Furnishing Stores
There are 129 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 23.9% default rate compared to 22.9% for all businesses (resolved-loan basis).
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About SBA Loans for Furniture & Home Furnishing Stores
The Furniture & Home Furnishing Stores sector (NAICS 442) has 11,785 resolved SBA loans in our database with an overall default rate of 22.9%. This is above the national average, suggesting higher risk for SBA lenders in this sector.
Interestingly, independent businesses in Furniture & Home Furnishing Stores actually perform better than franchises, with a 22.9% default rate vs 23.9% for franchise operations.
The average SBA loan size in this sector is $294K. Franchise operations in this industry have an average loan size of $319K, higher than the industry average.
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