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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
NAICS 492Franchise Advantage

Couriers & Messengers

SBA loan performance data based on 2,755 resolved loans

Overall Default Rate
19.5%
All businesses (resolved loan basis)
Avg Loan Size
$286K
Non franchise
Resolved Loans
2,755
In our database
Franchise Advantage
+11.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate (resolved loan basis)19.5%7.7%
Avg Loan Size$286K$219K
Resolved Loans2,586169
Chargeoffs50413
Franchise Brands-44

Default Rate Comparison (resolved loan basis)

All Businesses19.5%
Franchise Businesses7.7%

Franchise Brands in Couriers & Messengers

There are 44 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 7.7% default rate compared to 19.5% for all businesses (resolved loan basis).

Browse 44 Franchise Brands

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About SBA Loans for Couriers & Messengers

The Couriers & Messengers sector (NAICS 492) has 2,755 resolved SBA loans in our database with an overall default rate of 19.5%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in Couriers & Messengers default at 7.7% compared to 19.5% for all businesses, a 11.8 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $286K. Franchise operations in this industry have an average loan size of $219K, lower than the industry average.

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