Clothing & Accessories
SBA loan performance data based on 23,182 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate | 24% | 15% |
| Avg Loan Size | $138K | $184K |
| Resolved Loans | 22,508 | 674 |
| Chargeoffs | 5,412 | 101 |
| Franchise Brands | - | 140 |
Default Rate Comparison
Franchise Brands in Clothing & Accessories
There are 140 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 15% default rate compared to 24% for all businesses.
Browse 140 Franchise BrandsExplore Related Data
SBA Lender Directory
Find lenders who specialize in Clothing & Accessories lending. Compare default rates and loan volumes.
Franchise Directory
Browse 5,100+ franchise brands with FPI scores, health scores, and SBA lending data.
Businesses for Sale
Data-backed marketplace for buying and selling businesses. List for just $1.99.
Looking for Clothing & Accessories Financing?
PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.
About SBA Loans for Clothing & Accessories
The Clothing & Accessories sector (NAICS 448) has 23,182 resolved SBA loans in our database with an overall default rate of 24%. This is above the national average, suggesting higher risk for SBA lenders in this sector.
Franchise businesses in Clothing & Accessories default at 15% compared to 24% for all businesses, a 9 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.
The average SBA loan size in this sector is $138K. Franchise operations in this industry have an average loan size of $184K, higher than the industry average.
Financing a Clothing & Accessories business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.