Beverage & Tobacco
SBA loan performance data based on 4,430 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 7.6% | 14.3% |
| Avg Loan Size | $507K | $150K |
| Resolved Loans | 4,416 | 14 |
| Chargeoffs | 334 | 2 |
| Franchise Brands | - | 19 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Beverage & Tobacco
There are 19 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 14.3% default rate compared to 7.6% for all businesses (resolved-loan basis).
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About SBA Loans for Beverage & Tobacco
The Beverage & Tobacco sector (NAICS 312) has 4,430 resolved SBA loans in our database with an overall default rate of 7.6%. This is below the national average, indicating relatively strong loan performance in this industry.
Interestingly, independent businesses in Beverage & Tobacco actually perform better than franchises, with a 7.6% default rate vs 14.3% for franchise operations.
The average SBA loan size in this sector is $507K. Franchise operations in this industry have an average loan size of $150K, lower than the industry average.
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