Education Franchises
40 education franchise brands with investment costs, SBA loan data, and FPI performance scores.
Education franchise costs and SBA financing
Across 33 education brands with investment ranges on file, the median low end is $150K and the median high end is $400K, based on franchise disclosure documents. SBA financing in this category averages $657K per loan, based on 1,021 public SBA 7(a) and 504 loans totaling $671.2M. We list 40 brands, and the loan figures reflect records through December 31, 2025.
Initial investment, franchise fee and royalty come from franchise disclosure documents on file; SBA loan counts and the average SBA loan come from public SBA 7(a) and 504 loan records through December 31, 2025.
Education Franchise Brands
This table shows the 25 brands with the most SBA loans in the category; select a header to sort the table.
| X-Golf | $488K to $1.1M | $35K | 7% | 166 | $579K | 95 | 64 |
|---|---|---|---|---|---|---|---|
| Goldfish Swim School | $488K to $2.6M | $50K | 6% | 132 | $1.5M | 110 | 67 |
| Dbat | $536K to $1M | $45K | 8% | 131 | $780K | 109 | 78 |
| Premier Martial Arts | $184K to $422K | $90K | 7% | 103 | $192K | 71 | 52 |
| The Exercise Coach | $150K to $250K | $25K | 6% | 101 | $182K | 73 | 65 |
| Cko Kickboxing F/A | $100K to $383K | $35K | 7% | 45 | $143K | 39 | 44 |
| Safesplash Swim School | Not Disclosed | Not Disclosed | Not Disclosed | 36 | $1.3M | 28 | 61 |
| Powerhouse Gyms | $48K to $788K | $26K | Not Disclosed | 33 | $325K | 34 | 27 |
| Aqua-Tots Swim Schools | $1.6M to $2.6M | $50K | 6% | 32 | $1.2M | 30 | 64 |
| PickUp USA Fitness | $350K to $1.2M | $50K | 6% | 29 | $472K | 21 | 79 |
| Aquatots | $1.6M to $2.6M | $50K | 6% | 26 | $522K | 24 | 52 |
| Big Blue Swim School | $2.1M to $3.8M | $50K | 6% | 25 | $2.4M | 42 | 61 |
| Extra Innings Training Centers | $72K to $420K | $63K | Not Disclosed | 24 | $215K | 15 | 19 |
| Athletic Republic | $300K to $674K | $55K | 6% | 16 | $342K | 56 | 62 |
| Soccer Stars | $70K to $102K | $50K | 8% | 13 | $190K | 11 | 65 |
| Frozen Ropes Northshore | $32K to $400K | Not Disclosed | Not Disclosed | 12 | $300K | 5 | 23 |
| Gracie Barra | Not Disclosed | $216K | Not Disclosed | 12 | $620K | 12 | 72 |
| Kidsunited | $59K to $445K | $49K | 6.5% | 12 | $314K | 10 | 56 |
| Tumbles Kids Fitness Gym St | $30K to $623K | $54K | 7% | 8 | $330K | 4 | 60 |
| Gracie Jiujitsu Licensed Ma | $50K to $190K | Not Disclosed | 8% | 7 | $107K | 5 | 56 |
| Tutu School | $125K to $202K | $48K | 5% | 7 | $164K | 6 | 66 |
| United Studio Of Self Defense | $49K to $274K | $75K | Not Disclosed | 7 | $122K | 8 | 50 |
| Hudson Valley Swim | $94K to $131K | $60K | 8% | 6 | $131K | 5 | 64 |
| Silver Bear Swim School | $165K to $343K | $50K | 6% | 4 | $1.4M | 4 | 50 |
| Skyhawks Sports Academy | $170K to $240K | $65K | 5.5% | 4 | $146K | 1 | 23 |
Initial investment, franchise fee and royalty come from franchise disclosure documents on file; SBA loan counts and the average SBA loan come from public SBA 7(a) and 504 loan records through December 31, 2025.
All Education Franchise Brands
Sorted by SBA loan volume
X-Golf
64Investment: $488K to $1.1M · Franchise Fee: $35K
SBA Loan Count: 166 · Average SBA Loan: $579K
Goldfish Swim School
67Investment: $488K to $2.6M · Franchise Fee: $50K
SBA Loan Count: 132 · Average SBA Loan: $1.5M
Dbat
78Investment: $536K to $1M · Franchise Fee: $45K
SBA Loan Count: 131 · Average SBA Loan: $780K
Premier Martial Arts
52Investment: $184K to $422K · Franchise Fee: $90K
SBA Loan Count: 103 · Average SBA Loan: $192K
The Exercise Coach
65Investment: $150K to $250K · Franchise Fee: $25K
SBA Loan Count: 101 · Average SBA Loan: $182K
Cko Kickboxing F/A
44Investment: $100K to $383K · Franchise Fee: $35K
SBA Loan Count: 45 · Average SBA Loan: $143K
Safesplash Swim School
61Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 36 · Average SBA Loan: $1.3M
Powerhouse Gyms
27Investment: $48K to $788K · Franchise Fee: $26K
SBA Loan Count: 33 · Average SBA Loan: $325K
Aqua-Tots Swim Schools
64Investment: $1.6M to $2.6M · Franchise Fee: $50K
SBA Loan Count: 32 · Average SBA Loan: $1.2M
PickUp USA Fitness
79Investment: $350K to $1.2M · Franchise Fee: $50K
SBA Loan Count: 29 · Average SBA Loan: $472K
Aquatots
52Investment: $1.6M to $2.6M · Franchise Fee: $50K
SBA Loan Count: 26 · Average SBA Loan: $522K
Big Blue Swim School
61Investment: $2.1M to $3.8M · Franchise Fee: $50K
SBA Loan Count: 25 · Average SBA Loan: $2.4M
Extra Innings Training Centers
19Investment: $72K to $420K · Franchise Fee: $63K
SBA Loan Count: 24 · Average SBA Loan: $215K
Athletic Republic
62Investment: $300K to $674K · Franchise Fee: $55K
SBA Loan Count: 16 · Average SBA Loan: $342K
- S
Soccer Stars
65Investment: $70K to $102K · Franchise Fee: $50K
SBA Loan Count: 13 · Average SBA Loan: $190K
Frozen Ropes Northshore
23Investment: $32K to $400K · Franchise Fee: Not Disclosed
SBA Loan Count: 12 · Average SBA Loan: $300K
Gracie Barra
72Investment: Not Disclosed · Franchise Fee: $216K
SBA Loan Count: 12 · Average SBA Loan: $620K
Kidsunited
56Investment: $59K to $445K · Franchise Fee: $49K
SBA Loan Count: 12 · Average SBA Loan: $314K
Tumbles Kids Fitness Gym St
60Investment: $30K to $623K · Franchise Fee: $54K
SBA Loan Count: 8 · Average SBA Loan: $330K
Gracie Jiujitsu Licensed Ma
56Investment: $50K to $190K · Franchise Fee: Not Disclosed
SBA Loan Count: 7 · Average SBA Loan: $107K
Tutu School
66Investment: $125K to $202K · Franchise Fee: $48K
SBA Loan Count: 7 · Average SBA Loan: $164K
United Studio Of Self Defense
50Investment: $49K to $274K · Franchise Fee: $75K
SBA Loan Count: 7 · Average SBA Loan: $122K
Hudson Valley Swim
64Investment: $94K to $131K · Franchise Fee: $60K
SBA Loan Count: 6 · Average SBA Loan: $131K
Silver Bear Swim School
50Investment: $165K to $343K · Franchise Fee: $50K
SBA Loan Count: 4 · Average SBA Loan: $1.4M
Skyhawks Sports Academy
23Investment: $170K to $240K · Franchise Fee: $65K
SBA Loan Count: 4 · Average SBA Loan: $146K
Tans & Company
53Investment: $386K to $775K · Franchise Fee: $50K
SBA Loan Count: 4 · Average SBA Loan: $258K
Kids First Swim Schools
43Investment: $400K to $830K · Franchise Fee: $35K
SBA Loan Count: 3 · Average SBA Loan: $319K
STROKES
45Investment: Not Disclosed · Franchise Fee: $35K
SBA Loan Count: 3 · Average SBA Loan: $63K
The Sensory Club
62Investment: $151K to $208K · Franchise Fee: $25K
SBA Loan Count: 3 · Average SBA Loan: $218K
Baby Power Forever Kids
32Investment: $81K to $115K · Franchise Fee: $20K
SBA Loan Count: 2 · Average SBA Loan: $35K
Blast Swim Academy
43Investment: $150K to $230K · Franchise Fee: $40K
SBA Loan Count: 2 · Average SBA Loan: $92K
Lilkickers
42Investment: $727K to $1.8M · Franchise Fee: $25K
SBA Loan Count: 2 · Average SBA Loan: $443K
M14hoops
50Investment: $97K to $128K · Franchise Fee: $50K
SBA Loan Count: 2 · Average SBA Loan: $95K
- P
Pro Martial Arts
46Investment: $143K to $200K · Franchise Fee: $49K
SBA Loan Count: 2 · Average SBA Loan: $75K
Shredder Indoor Ski And Snowbo
50Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $288K
The Xercize Studio
46Investment: $88K to $225K · Franchise Fee: $46K
SBA Loan Count: 2 · Average SBA Loan: $8,200
Aquafin Swim School
49Investment: Not Disclosed · Franchise Fee: $50K
SBA Loan Count: 1 · Average SBA Loan: $1.1M
ATA FRANCHISING
38Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $35K
Cardio Sport
43Investment: $100K to $150K · Franchise Fee: $25K
SBA Loan Count: 1 · Average SBA Loan: $200K
Ginger Sushi Boutique
Investment: Not Disclosed · Franchise Fee: $30K
SBA Loan Count: Not Disclosed · Average SBA Loan: Not Disclosed
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Talk to PeerSenseFrequently Asked Questions About Education Franchises
What types of education franchises are available?
education franchises include academic tutoring, test preparation, STEM programs, sports and recreation instruction, music lessons, art classes, and early childhood enrichment. The operating model may be home based, mobile, or center based.
Do education franchise owners need teaching credentials?
Most brands do not require the owner to have teaching credentials. They typically provide proprietary curricula and training, while some brands hire credentialed instructors and have the franchisee manage business operations.
How much does it cost to open an education franchise?
For the 33 brands with investment ranges on file, the median low end is $150K and the median high end is $400K. These figures come from franchise disclosure documents, and the median initial franchise fee across brands that disclose one is $50K.
What does SBA financing look like for education franchises?
Public SBA 7(a) and 504 records show 1,021 loans totaling $671.2M for franchisees across 39 brands. The average loan size is $657K, based on records through December 31, 2025.
Which education brands appear most often in the SBA loan records?
In the comparison data, X-Golf has 166 SBA loans, Goldfish Swim School has 132, and Dbat has 131. These counts come from public SBA 7(a) and 504 records through December 31, 2025.
Browse Other Franchise Categories
Related Resources
About Education Franchises on PeerSense
Explore education and instruction franchise opportunities including tutoring, sports instruction, and enrichment programs. Compare investment costs and SBA lending data.
PeerSense tracks 40 education franchise brands with real SBA lending data, Franchise Performance Index (FPI) scores, and investment details sourced from Franchise Disclosure Documents. Unlike other franchise directories, our data comes from actual loan performance, not franchise marketing materials.
Each franchise profile includes SBA loan volume and trends, default rates, lender diversity, geographic distribution, and FDD sourced investment ranges. Use this data to compare education franchise opportunities, identify top performing brands, and find SBA lenders who actively fund this category.
Ready to research a specific education franchise? Click any brand above to view its full profile, or browse the full franchise directory with 6,300+ brands across all categories.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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