Automotive Franchises
114 automotive franchise brands with investment costs, SBA loan data, and FPI performance scores.
Automotive franchise costs and SBA financing
Opening an automotive franchise has a median low end of $141K and a median high end of $550K, based on initial investment ranges in franchise disclosure documents for 87 brands. We list 114 automotive franchise brands, and the median initial franchise fee is $35K where disclosed. Public SBA 7(a) and 504 loan records show 5,459 loans totaling $2.1B, with an average loan size of $389K, covering approvals through December 31, 2025.
Initial investment, franchise fee and royalty come from franchise disclosure documents on file; SBA loan counts and the average SBA loan come from public SBA 7(a) and 504 loan records through December 31, 2025.
Automotive Franchise Brands
This table shows the 25 brands with the most SBA loans in the category; select a header to sort the table.
| Meineke Car Care Centers | $250K to $550K | $35K | 5% | 632 | $329K | 531 | 57 |
|---|---|---|---|---|---|---|---|
| Maaco | $100K to $1.4M | $47K | 4% | 608 | $370K | 467 | 52 |
| AAMCO Transmissions | $475K to $868K | $50K | 6% | 584 | $264K | 462 | 48 |
| Midas | $141K to $1.3M | $50K | 5% | 478 | $428K | 370 | 68 |
| All Tune and Lube | Not Disclosed | Not Disclosed | Not Disclosed | 348 | $105K | 313 | 24 |
| Christian Brothers Automotive | $350K to $771K | $135K | 50% | 319 | $381K | 242 | 64 |
| Cottman Transmission | $51K to $190K | $70K | 7.5% | 281 | $137K | 177 | 24 |
| Grease Monkey | $187K to $688K | $40K | 6% | 211 | $723K | 154 | 69 |
| Jiffy Lube | $232K to $400K | $50K | 3% | 167 | $742K | 129 | 56 |
| Meineke | $250K to $550K | $35K | 5% | 119 | $356K | 87 | 31 |
| Carstar | $150K to $2.5M | $20K | 5% | 118 | $859K | 102 | 56 |
| Valvoline Instant Oil Change | $821K to $2.1M | $30K | 6% | 94 | $720K | 84 | 56 |
| Honest1 | $1.5M to $2.3M | $35K | 6% | 89 | $437K | 70 | 51 |
| Speedee Oil Change & Tune-Up | $46K to $746K | $35K | Not Disclosed | 86 | $342K | 67 | 25 |
| Econo Lub N Tune | $26K to $371K | $30K | 5% | 80 | $168K | 58 | 21 |
| Merlin | $262K to $531K | $30K | 6.9% | 74 | $221K | 61 | 23 |
| Kwik Kar | $291K to $917K | $40K | 6% | 68 | $761K | 59 | 32 |
| Ubreakifix | $50K to $255K | $51K | Not Disclosed | 62 | $154K | 53 | 56 |
| Mr. Transmission | $54K to $340K | $57K | 7% | 59 | $374K | 31 | 50 |
| Fibrenew | $66K to $150K | $68K | 8% | 54 | $120K | 47 | 56 |
| Strickland Brothers | $221K to $364K | Not Disclosed | 5% | 42 | $599K | 35 | 65 |
| Tuffy Muffler Center | $36K to $493K | $35K | 5% | 42 | $197K | 32 | 22 |
| Fix Auto | $55K to $3.1M | $10K | 3% | 35 | $1.3M | 212 | 75 |
| King Bear Auto Service | $20K to $356K | $20K | 5% | 33 | $161K | 14 | 16 |
| Tire Pros | $309K to $1.4M | $7,000 | Not Disclosed | 33 | $725K | 28 | 61 |
Initial investment, franchise fee and royalty come from franchise disclosure documents on file; SBA loan counts and the average SBA loan come from public SBA 7(a) and 504 loan records through December 31, 2025.
All Automotive Franchise Brands
Sorted by SBA loan volume
Meineke Car Care Centers
57Investment: $250K to $550K · Franchise Fee: $35K
SBA Loan Count: 632 · Average SBA Loan: $329K

Maaco
52Investment: $100K to $1.4M · Franchise Fee: $47K
SBA Loan Count: 608 · Average SBA Loan: $370K
AAMCO Transmissions
48Investment: $475K to $868K · Franchise Fee: $50K
SBA Loan Count: 584 · Average SBA Loan: $264K

Midas
68Investment: $141K to $1.3M · Franchise Fee: $50K
SBA Loan Count: 478 · Average SBA Loan: $428K

All Tune and Lube
24Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 348 · Average SBA Loan: $105K

Christian Brothers Automotive
64Investment: $350K to $771K · Franchise Fee: $135K
SBA Loan Count: 319 · Average SBA Loan: $381K

Cottman Transmission
24Investment: $51K to $190K · Franchise Fee: $70K
SBA Loan Count: 281 · Average SBA Loan: $137K

Grease Monkey
69Investment: $187K to $688K · Franchise Fee: $40K
SBA Loan Count: 211 · Average SBA Loan: $723K

Jiffy Lube
56Investment: $232K to $400K · Franchise Fee: $50K
SBA Loan Count: 167 · Average SBA Loan: $742K

Meineke
31Investment: $250K to $550K · Franchise Fee: $35K
SBA Loan Count: 119 · Average SBA Loan: $356K

Carstar
56Investment: $150K to $2.5M · Franchise Fee: $20K
SBA Loan Count: 118 · Average SBA Loan: $859K

Valvoline Instant Oil Change
56Investment: $821K to $2.1M · Franchise Fee: $30K
SBA Loan Count: 94 · Average SBA Loan: $720K

Honest1
51Investment: $1.5M to $2.3M · Franchise Fee: $35K
SBA Loan Count: 89 · Average SBA Loan: $437K

Speedee Oil Change & Tune-Up
25Investment: $46K to $746K · Franchise Fee: $35K
SBA Loan Count: 86 · Average SBA Loan: $342K

Econo Lub N Tune
21Investment: $26K to $371K · Franchise Fee: $30K
SBA Loan Count: 80 · Average SBA Loan: $168K
Merlin
23Investment: $262K to $531K · Franchise Fee: $30K
SBA Loan Count: 74 · Average SBA Loan: $221K

Kwik Kar
32Investment: $291K to $917K · Franchise Fee: $40K
SBA Loan Count: 68 · Average SBA Loan: $761K

Ubreakifix
56Investment: $50K to $255K · Franchise Fee: $51K
SBA Loan Count: 62 · Average SBA Loan: $154K

Mr. Transmission
50Investment: $54K to $340K · Franchise Fee: $57K
SBA Loan Count: 59 · Average SBA Loan: $374K

Fibrenew
56Investment: $66K to $150K · Franchise Fee: $68K
SBA Loan Count: 54 · Average SBA Loan: $120K

Strickland Brothers
65Investment: $221K to $364K · Franchise Fee: Not Disclosed
SBA Loan Count: 42 · Average SBA Loan: $599K

Tuffy Muffler Center
22Investment: $36K to $493K · Franchise Fee: $35K
SBA Loan Count: 42 · Average SBA Loan: $197K

Fix Auto
75Investment: $55K to $3.1M · Franchise Fee: $10K
SBA Loan Count: 35 · Average SBA Loan: $1.3M

King Bear Auto Service
16Investment: $20K to $356K · Franchise Fee: $20K
SBA Loan Count: 33 · Average SBA Loan: $161K

Tire Pros
61Investment: $309K to $1.4M · Franchise Fee: $7,000
SBA Loan Count: 33 · Average SBA Loan: $725K

Texaco Express Lube & Star Lub
38Investment: $51K to $655K · Franchise Fee: $50K
SBA Loan Count: 32 · Average SBA Loan: $330K

VICTORY LANE QUICK OIL CHANGE
41Investment: $235K to $695K · Franchise Fee: $50K
SBA Loan Count: 32 · Average SBA Loan: $569K

Take 5 Oil Change
71Investment: $430K to $1.8M · Franchise Fee: $10K
SBA Loan Count: 30 · Average SBA Loan: $957K

Car-X Auto Service
40Investment: $127K to $653K · Franchise Fee: $50K
SBA Loan Count: 29 · Average SBA Loan: $407K

ZIEBART
48Investment: $425K to $969K · Franchise Fee: $45K
SBA Loan Count: 28 · Average SBA Loan: $242K

Bp Express
26Investment: $100K to $1.4M · Franchise Fee: Not Disclosed
SBA Loan Count: 27 · Average SBA Loan: $621K

Tuffy Tire Auto Service
57Investment: $213K to $1.8M · Franchise Fee: $30K
SBA Loan Count: 27 · Average SBA Loan: $944K

Mars
23Investment: $44K to $69K · Franchise Fee: $48K
SBA Loan Count: 22 · Average SBA Loan: $52K

Express Lube & Oil
48Investment: $162K to $505K · Franchise Fee: Not Disclosed
SBA Loan Count: 21 · Average SBA Loan: $359K

Brake Masters Systems
31Investment: $1.5M to $2.9M · Franchise Fee: $23K
SBA Loan Count: 19 · Average SBA Loan: $289K

Express Oil Change
46Investment: $462K to $2.3M · Franchise Fee: Not Disclosed
SBA Loan Count: 19 · Average SBA Loan: $1.4M

Precision Tune Auto Care
53Investment: $55K to $750K · Franchise Fee: $25K
SBA Loan Count: 19 · Average SBA Loan: $377K

EAGLE TRANSMISSION
19Investment: $40K to $175K · Franchise Fee: $50K
SBA Loan Count: 17 · Average SBA Loan: $117K

Tilden For Brakes Car Care Cen
23Investment: $94K to $327K · Franchise Fee: $30K
SBA Loan Count: 17 · Average SBA Loan: $218K

Speedee Oil Change & Auto Service
56Investment: $209K to $2M · Franchise Fee: $40K
SBA Loan Count: 16 · Average SBA Loan: $515K
Aero Colours
23Investment: $28K to $421K · Franchise Fee: $29K
SBA Loan Count: 15 · Average SBA Loan: $155K

Express Oil Changetire Engine
57Investment: $1M to $3.1M · Franchise Fee: Not Disclosed
SBA Loan Count: 15 · Average SBA Loan: $2.1M

Firestone Tire & Rubber
47Investment: $92K to $474K · Franchise Fee: $40K
SBA Loan Count: 15 · Average SBA Loan: $250K

Costa Oil
66Investment: $34K to $1.2M · Franchise Fee: $55K
SBA Loan Count: 14 · Average SBA Loan: $425K

Pennzoil 10-Minute Oil Change
59Investment: $71K to $375K · Franchise Fee: Not Disclosed
SBA Loan Count: 13 · Average SBA Loan: $225K

Tire Factorypoint S
51Investment: $62K to $1M · Franchise Fee: $35K
SBA Loan Count: 13 · Average SBA Loan: $565K

American Brake Service
39Investment: $71K to $144K · Franchise Fee: Not Disclosed
SBA Loan Count: 12 · Average SBA Loan: $107K

Creative Colors
42Investment: $101K to $123K · Franchise Fee: $60K
SBA Loan Count: 12 · Average SBA Loan: $174K

Miracle Appearance Recondition
27Investment: $30K to $84K · Franchise Fee: $40K
SBA Loan Count: 12 · Average SBA Loan: $57K

Carquest
53Investment: $30K to $1.2M · Franchise Fee: Not Disclosed
SBA Loan Count: 11 · Average SBA Loan: $426K

Detail Garage
45Investment: $161K to $270K · Franchise Fee: $30K
SBA Loan Count: 11 · Average SBA Loan: $160K

Miracle Auto Paint & Body Repa
46Investment: $60K to $464K · Franchise Fee: Not Disclosed
SBA Loan Count: 11 · Average SBA Loan: $210K

Auto Lab
21Investment: $111K to $746K · Franchise Fee: $28K
SBA Loan Count: 10 · Average SBA Loan: $277K

Colorall
18Investment: $18K to $560K · Franchise Fee: Not Disclosed
SBA Loan Count: 9 · Average SBA Loan: $285K

Express Oil Change & Service C
42Investment: $62K to $1.4M · Franchise Fee: $50K
SBA Loan Count: 9 · Average SBA Loan: $404K

Acc-U-Tune & Brake
53Investment: $136K to $489K · Franchise Fee: Not Disclosed
SBA Loan Count: 8 · Average SBA Loan: $262K

Advanced Maintenance Onsite V
47Investment: $166K to $871K · Franchise Fee: $35K
SBA Loan Count: 8 · Average SBA Loan: $526K

Black Optix Tint
66Investment: $246K to $348K · Franchise Fee: $50K
SBA Loan Count: 8 · Average SBA Loan: $147K

Procolor Collision
62Investment: $255K to $2.5M · Franchise Fee: $20K
SBA Loan Count: 8 · Average SBA Loan: $1.3M
- M
Macbirdie
26Investment: $49K to $736K · Franchise Fee: Not Disclosed
SBA Loan Count: 7 · Average SBA Loan: $309K
Master Mufflermaster Muffler
48Investment: $327K to $996K · Franchise Fee: Not Disclosed
SBA Loan Count: 7 · Average SBA Loan: $685K

A Transmission Specialists
54Investment: $216K to $2.1M · Franchise Fee: Not Disclosed
SBA Loan Count: 6 · Average SBA Loan: $1.1M

All Night Auto
24Investment: $125K to $267K · Franchise Fee: Not Disclosed
SBA Loan Count: 6 · Average SBA Loan: $191K

All Tune Transmissionsall Tun
26Investment: $151K to $1M · Franchise Fee: Not Disclosed
SBA Loan Count: 6 · Average SBA Loan: $527K

Indy Lube Service Center
49Investment: $116K to $442K · Franchise Fee: $7,500
SBA Loan Count: 6 · Average SBA Loan: $275K

Milex Complete Auto Care
25Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 6 · Average SBA Loan: $191K

3m Window Films Authorized D
50Investment: $200K to $1.1M · Franchise Fee: Not Disclosed
SBA Loan Count: 5 · Average SBA Loan: $680K

A-1 Auto Care
25Investment: $62K to $170K · Franchise Fee: Not Disclosed
SBA Loan Count: 5 · Average SBA Loan: $104K

Cottman Transmission And Total
59Investment: $324K to $1.7M · Franchise Fee: $38K
SBA Loan Count: 5 · Average SBA Loan: $1.1M

The Brake Shop
55Investment: $42K to $344K · Franchise Fee: Not Disclosed
SBA Loan Count: 5 · Average SBA Loan: $132K

Tuffy Auto Service Center
46Investment: $155K to $595K · Franchise Fee: $30K
SBA Loan Count: 5 · Average SBA Loan: $371K

Abra Auto Body Glass Repair
51Investment: $264K to $4.6M · Franchise Fee: $35K
SBA Loan Count: 4 · Average SBA Loan: $1.2M

Abra Automotive Systems
45Investment: $250K to $847K · Franchise Fee: $35K
SBA Loan Count: 4 · Average SBA Loan: $1.8M

Auto-Labs Complete Car Care Ce
52Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $321K

Bargain Brakes & Mufflers
22Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $48K

Dentpro
12Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $137K
Econo Lube N' Tune & Brakes
19Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $113K
Hometown Auto Service
49Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $92K

Ice Cold Air
37Investment: $100K to $275K · Franchise Fee: $30K
SBA Loan Count: 4 · Average SBA Loan: $26K

Jenkins Oil Company Inc Shel
43Investment: Not Disclosed · Franchise Fee: $30K
SBA Loan Count: 4 · Average SBA Loan: $225K

Merlin 200,000 Miles Shop
57Investment: $265K to $534K · Franchise Fee: $30K
SBA Loan Count: 4 · Average SBA Loan: $514K
Oilstop
44Investment: Not Disclosed · Franchise Fee: $30K
SBA Loan Count: 4 · Average SBA Loan: $1.9M

Purr Fect Auto Service
51Investment: $149K to $378K · Franchise Fee: $25K
SBA Loan Count: 4 · Average SBA Loan: $191K

Quality Tune Up
18Investment: $234K to $283K · Franchise Fee: $25K
SBA Loan Count: 4 · Average SBA Loan: $87K

Rhino Linings Dealer Agreeme
63Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 4 · Average SBA Loan: $719K

Tunex Complete Car Care
42Investment: Not Disclosed · Franchise Fee: $19K
SBA Loan Count: 4 · Average SBA Loan: $149K

Kennedy Transmission Brake & Auto Service
59Investment: $89K to $163K · Franchise Fee: $12K
SBA Loan Count: 3 · Average SBA Loan: $284K

Mighty Auto Parts
48Investment: $227K to $496K · Franchise Fee: $40K
SBA Loan Count: 3 · Average SBA Loan: $325K

Ming Auto Beauty Center
52Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 3 · Average SBA Loan: $73K
- Q
Quick Ten Oil Change Center
52Investment: Not Disclosed · Franchise Fee: $55K
SBA Loan Count: 3 · Average SBA Loan: $698K

All-American Hero
33Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $447K

Bumperdoc
39Investment: Not Disclosed · Franchise Fee: $35K
SBA Loan Count: 2 · Average SBA Loan: $198K

Color-Glo (Upholstery Recond.)
32Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $153K

Cummins Onancummins Power Gen
39Investment: Not Disclosed · Franchise Fee: $50K
SBA Loan Count: 2 · Average SBA Loan: $1.4M
Innerlast
38Investment: $65K to $135K · Franchise Fee: $35K
SBA Loan Count: 2 · Average SBA Loan: $100K

Lukoil
41Investment: $76K to $235K · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $138K

Mike More Miles
43Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $274K

Rad Air Complete Car Care
44Investment: $146K to $644K · Franchise Fee: $50K
SBA Loan Count: 2 · Average SBA Loan: $273K

Tidy Car
32Investment: Not Disclosed · Franchise Fee: $25K
SBA Loan Count: 2 · Average SBA Loan: $90K
Ultimate Staffing Services
39Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $140K

Valvoline Express Care Sales
44Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 2 · Average SBA Loan: $1.3M
- C
Carx Tire And Auto
38Investment: $315K to $512K · Franchise Fee: $25K
SBA Loan Count: 1 · Average SBA Loan: $276K

Chipsaway
44Investment: $20K to $40K · Franchise Fee: $40K
SBA Loan Count: 1 · Average SBA Loan: $150K

Dipstx
44Investment: $54K to $106K · Franchise Fee: $25K
SBA Loan Count: 1 · Average SBA Loan: $40K

Discount Tire Service Center
49Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $300K

Great Lakes Line-X
38Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $150K
King Bear Auto Services
38Investment: $160K to $300K · Franchise Fee: $30K
SBA Loan Count: 1 · Average SBA Loan: $880K
Oilstop Service Center
38Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $844K

Precision Transmission
44Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $45K

The Paint Shuttle
32Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $30K

Tom McVey 2004 Quality Tune-up Shops
51Investment: $234K to $283K · Franchise Fee: $25K
SBA Loan Count: 1 · Average SBA Loan: $150K

Triangle Gasoline Company Of B
49Investment: Not Disclosed · Franchise Fee: Not Disclosed
SBA Loan Count: 1 · Average SBA Loan: $150K

HHO Carbon Clean Systems
Investment: $191K to $632K · Franchise Fee: $49K
SBA Loan Count: Not Disclosed · Average SBA Loan: Not Disclosed

Paint EZ
92Investment: $95K to $189K · Franchise Fee: $50K
SBA Loan Count: Not Disclosed · Average SBA Loan: Not Disclosed
Looking to Buy a Automotive Franchise?
Get data backed insights on your franchise deal. Our team analyzes FDD disclosures, SBA lending data, and industry benchmarks to help you make an informed decision.
Talk to PeerSenseFrequently Asked Questions About Automotive Franchises
How much does an automotive franchise cost?
Across the 87 automotive brands with investment data on file, the median low end of the initial investment range is $141K and the median high end is $550K. These figures come from franchise disclosure documents and describe medians across brands, not a quote for a specific location.
What types of automotive franchises are available?
The category includes general repair shops, oil change and lube centers, body and paint shops, transmission specialists, tire centers, and detailing services. Each type can have different investment levels and technical requirements.
Do automotive franchises qualify for SBA loans?
Automotive franchise brands appear in public SBA 7(a) and 504 loan records. Those records include 112 brands and 5,459 loans totaling $2.1B, with an average loan size of $389K through December 31, 2025. Records of past loans do not determine approval for a new request.
Which automotive franchises have the most SBA loans?
In the public records we track, Meineke Car Care Centers has 632 loans, followed by Maaco with 608 and AAMCO Transmissions with 584. The comparison covers SBA 7(a) and 504 records through December 31, 2025.
What franchise fees and royalties are common in automotive franchises?
Among brands that disclose an initial franchise fee, the median fee is $35K. Among brands that disclose a royalty rate, the median royalty is 6%. The actual fee and royalty for a brand should be checked in its franchise disclosure document.
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Related Resources
About Automotive Franchises on PeerSense
Browse automotive franchise opportunities including repair shops, oil change centers, and body shops. Compare costs, SBA lending history, and performance metrics.
PeerSense tracks 114 automotive franchise brands with real SBA lending data, Franchise Performance Index (FPI) scores, and investment details sourced from Franchise Disclosure Documents. Unlike other franchise directories, our data comes from actual loan performance, not franchise marketing materials.
Each franchise profile includes SBA loan volume and trends, default rates, lender diversity, geographic distribution, and FDD sourced investment ranges. Use this data to compare automotive franchise opportunities, identify top performing brands, and find SBA lenders who actively fund this category.
Ready to research a specific automotive franchise? Click any brand above to view its full profile, or browse the full franchise directory with 6,300+ brands across all categories.
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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