PNC Bank, National Association SALAD WORKS SBA Loans in Maryland — 3 Funded
Maryland loan data 2006–2010 · Updated May 2026
PNC Bank, National Association has funded 3 SBA loans to SALAD WORKS franchisees in Maryland, totaling $1.1M in approved financing across 2 cities and 2 congressional districts.
The average SALAD WORKS loan in Maryland from PNC Bank, National Association is $375K at a 6% average interest rate, with terms averaging 108 months. The Maryland default rate is 0% based on 2 resolved loans — 41.4 points lower than PNC Bank, National Association's national SALAD WORKS default rate of 41.4%. Maryland represents 9.1% of PNC Bank, National Association's total SALAD WORKS lending nationally. These loans collectively support 14 Maryland jobs. SBA-guaranteed portion totals $888K (80% of approved volume).
How Maryland Compares to PNC Bank, National Association's National SALAD WORKS Lending
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PNC Bank, National Association is one of 4+ lenders who have funded SALAD WORKS in Maryland. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
PNC Bank, National Association SALAD WORKS Loan Performance in Maryland
Based on 3 SBA loans originated by PNC Bank, National Association for SALAD WORKS franchisees with Maryland addresses, the Maryland-specific lending relationship spans 2006–2010. Of 2 resolved Maryland loans, 2 were paid in full and 0 resulted in chargeoffs.
The Maryland loan size range extends from $300K to $464K, indicating PNC Bank, National Association funds both smaller single-unit SALAD WORKS operations and larger multi-unit or renovation projects in Maryland. Each loan supports an average of 5 jobs in the local economy, and the portfolio collectively supports 14 Maryland jobs. Most Maryland SALAD WORKS loans from PNC Bank, National Association are classified under "Full-Service Restaurants" (NAICS).
Recent activity: PNC Bank, National Association has originated 0 SALAD WORKS Maryland loans in the last 2 fiscal years. The most recent SALAD WORKS Maryland approval recorded is from FY2011. Note: lack of recent activity may indicate PNC Bank, National Association has paused, slowed, or exited SALAD WORKS Maryland lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of PNC Bank, National Association's SALAD WORKS Maryland loans averages 80% of approved volume, totaling $888K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Maryland default rate is a strong indicator of loan quality. This suggestsPNC Bank, National Association has effective underwriting standards for SALAD WORKS deals in Maryland and/or Maryland SALAD WORKS franchisees have strong unit economics that support debt service. For prospective Maryland borrowers, this is an encouraging signal — PNC Bank, National Associationunderstands the SALAD WORKS business model in this market and has a track record of successful outcomes here.
SBA Programs Used for SALAD WORKS Loans in Maryland
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $375K | 6% | 108 mo |
SALAD WORKS Loan Size Distribution from PNC Bank, National Association in Maryland
How PNC Bank, National Association's SALAD WORKS Maryland loan sizes break down by deal size. Useful for sizing your own deal: where do most Maryland SALAD WORKS approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Maryland Loans |
|---|---|---|---|
| $150K-$350K | 1 | $300K | 33% |
| $350K-$750K | 2 | $412K | 67% |
How PNC Bank, National Association Originates SALAD WORKS Loans in Maryland
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. PNC Bank, National Association uses 1 different Maryland delivery methods for SALAD WORKS:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 3 | $375K |
Where in Maryland PNC Bank, National Association Funds SALAD WORKS Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Salisbury | 2 | $412K | $824K | 0% — Low Risk |
| College Park | 1 | $300K | $300K | 0% — Low Risk |
PNC Bank, National Association's strongest SALAD WORKS lending presence in Maryland is concentrated in Salisbury (2 loans), College Park (1 loans).
PNC Bank, National Association SALAD WORKS Lending in Maryland Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2011 | 1 | $300K | $300K | 6% |
| 2007 | 1 | $360K | $360K | — |
| 2006 | 1 | $464K | $464K | — |
Other Lenders That Fund SALAD WORKS in Maryland
PNC Bank, National Association is not the only lender funding SALAD WORKS in Maryland. Compare 3 other banks who have originated SALAD WORKS SBA loans to Maryland borrowers.
| Lender | Maryland Loans | Avg Size | Default Rate |
|---|---|---|---|
| PNC Bank, National Association (this page) | 3 | $375K | 0% — Low Risk |
| Readycap Lending, LLC | 3 | $273K | 100% — High Risk |
| Bank of Hope | 2 | $43K | 100% — High Risk |
| Popular Bank | 2 | $103K | N/A |
Other Franchises PNC Bank, National Association Funds in Maryland
PNC Bank, National Association is active in Maryland franchise lending beyond SALAD WORKS. Other Maryland franchise brands they have funded:
PNC Bank, National Association SALAD WORKS Lending in Other States
PNC Bank, National Association has also funded SALAD WORKS franchisees in 3 other states. View state-specific data:
How to Get an SBA Loan for a SALAD WORKS Franchise in Maryland
If you're considering a SALAD WORKS franchise in Maryland and want to finance through PNC Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 3 historical Maryland loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.SALAD WORKS's franchise fee and total investment determine minimum capital requirements.
Compare Maryland Lenders
4 lenders have funded SALAD WORKS in Maryland. Lenders with more local SALAD WORKS experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Maryland borrowers with lenders who have a proven track record funding SALAD WORKS in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Maryland historical data: The average SALAD WORKS SBA loan from PNC Bank, National Association in Maryland is $375K with a 6% interest rate and a 108-month term.Maryland loan amounts range from $300K to $464K.
Ready to Fund Your SALAD WORKS Franchise in Maryland?
We connect you with lenders who have already funded SALAD WORKS in Maryland — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.