PNC Bank, National Association SALAD WORKS SBA Loans in Pennsylvania — 12 Funded
Pennsylvania loan data 2003–2006 · Updated May 2026
PNC Bank, National Association has funded 12 SBA loans to SALAD WORKS franchisees in Pennsylvania, totaling $4.5M in approved financing across 8 cities and 3 congressional districts.
The average SALAD WORKS loan in Pennsylvania from PNC Bank, National Association is $377K, with terms averaging 109 months. The Pennsylvania default rate is 30% based on 10 resolved loans — 11.4 points lower than PNC Bank, National Association's national SALAD WORKS default rate of 41.4%. Pennsylvania represents 36.4% of PNC Bank, National Association's total SALAD WORKS lending nationally. These loans collectively support 197 Pennsylvania jobs. SBA-guaranteed portion totals $3.3M (73% of approved volume).
How Pennsylvania Compares to PNC Bank, National Association's National SALAD WORKS Lending
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PNC Bank, National Association is one of 5+ lenders who have funded SALAD WORKS in Pennsylvania. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
PNC Bank, National Association SALAD WORKS Loan Performance in Pennsylvania
Based on 12 SBA loans originated by PNC Bank, National Association for SALAD WORKS franchisees with Pennsylvania addresses, the Pennsylvania-specific lending relationship spans 2003–2006. Of 10 resolved Pennsylvania loans, 7 were paid in full and 3 resulted in chargeoffs.
The Pennsylvania loan size range extends from $125K to $667K, indicating PNC Bank, National Association funds both smaller single-unit SALAD WORKS operations and larger multi-unit or renovation projects in Pennsylvania. Each loan supports an average of 16 jobs in the local economy, and the portfolio collectively supports 197 Pennsylvania jobs. Most Pennsylvania SALAD WORKS loans from PNC Bank, National Association are classified under "Limited-Service Restaurants" (NAICS).
Recent activity: PNC Bank, National Association has originated 0 SALAD WORKS Pennsylvania loans in the last 2 fiscal years. The most recent SALAD WORKS Pennsylvania approval recorded is from FY2006. Note: lack of recent activity may indicate PNC Bank, National Association has paused, slowed, or exited SALAD WORKS Pennsylvania lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of PNC Bank, National Association's SALAD WORKS Pennsylvania loans averages 73% of approved volume, totaling $3.3M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 30% Pennsylvania default rate is above the SBA portfolio average. This may reflect local market conditions, the specific Pennsylvania cities funded, or the economic cycle when these loans originated. Prospective borrowers should compare this to other Pennsylvania lenders who have funded SALAD WORKS (shown below) and consider multiple options before committing.
SBA Programs Used for SALAD WORKS Loans in Pennsylvania
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 12 | $377K | N/A | 109 mo |
SALAD WORKS Loan Size Distribution from PNC Bank, National Association in Pennsylvania
How PNC Bank, National Association's SALAD WORKS Pennsylvania loan sizes break down by deal size. Useful for sizing your own deal: where do most Pennsylvania SALAD WORKS approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Pennsylvania Loans |
|---|---|---|---|
| Under $150K | 1 | $125K | 8% |
| $150K-$350K | 4 | $238K | 33% |
| $350K-$750K | 7 | $492K | 58% |
How PNC Bank, National Association Originates SALAD WORKS Loans in Pennsylvania
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. PNC Bank, National Association uses 2 different Pennsylvania delivery methods for SALAD WORKS:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 11 | $384K |
| SBA Express Program | 1 | $300K |
Where in Pennsylvania PNC Bank, National Association Funds SALAD WORKS Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Philadelphia | 4 | $449K | $1.8M | 50% — High Risk |
| Plymouth Meeting | 2 | $188K | $375K | 0% — Low Risk |
| Pottstown | 1 | $202K | $202K | 100% — High Risk |
| Lansdale | 1 | $410K | $410K | 0% — Low Risk |
| Doylestown | 1 | $450K | $450K | 0% — Low Risk |
| Conshohocken | 1 | $426K | $426K | 100% — High Risk |
| Baldwin | 1 | $200K | $200K | 0% — Low Risk |
| North Wales | 1 | $667K | $667K | 0% — Low Risk |
PNC Bank, National Association's strongest SALAD WORKS lending presence in Pennsylvania is concentrated in Philadelphia (4 loans), Plymouth Meeting (2 loans), Pottstown (1 loans).
PNC Bank, National Association SALAD WORKS Lending in Pennsylvania Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2006 | 4 | $323K | $1.3M | — |
| 2005 | 3 | $434K | $1.3M | — |
| 2004 | 3 | $354K | $1.1M | — |
| 2003 | 2 | $434K | $867K | — |
Other Lenders That Fund SALAD WORKS in Pennsylvania
PNC Bank, National Association is not the only lender funding SALAD WORKS in Pennsylvania. Compare 4 other banks who have originated SALAD WORKS SBA loans to Pennsylvania borrowers.
| Lender | Pennsylvania Loans | Avg Size | Default Rate |
|---|---|---|---|
| PNC Bank, National Association (this page) | 12 | $377K | 30% — High Risk |
| Popular Bank | 6 | $257K | 50% — High Risk |
| TD Bank, National Association | 5 | $209K | 0% — Low Risk |
| Bank of America, National Association | 3 | $278K | 33.3% — High Risk |
| Wilmington Savings Fund Society FSB | 3 | $375K | 0% — Low Risk |
Other Franchises PNC Bank, National Association Funds in Pennsylvania
PNC Bank, National Association is active in Pennsylvania franchise lending beyond SALAD WORKS. Other Pennsylvania franchise brands they have funded:
PNC Bank, National Association SALAD WORKS Lending in Other States
PNC Bank, National Association has also funded SALAD WORKS franchisees in 3 other states. View state-specific data:
How to Get an SBA Loan for a SALAD WORKS Franchise in Pennsylvania
If you're considering a SALAD WORKS franchise in Pennsylvania and want to finance through PNC Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 12 historical Pennsylvania loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.SALAD WORKS's franchise fee and total investment determine minimum capital requirements.
Compare Pennsylvania Lenders
5 lenders have funded SALAD WORKS in Pennsylvania. Lenders with more local SALAD WORKS experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Pennsylvania borrowers with lenders who have a proven track record funding SALAD WORKS in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Pennsylvania historical data: The average SALAD WORKS SBA loan from PNC Bank, National Association in Pennsylvania is $377K with a 109-month term.Pennsylvania loan amounts range from $125K to $667K.
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We connect you with lenders who have already funded SALAD WORKS in Pennsylvania — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.