TD Bank, National Association Primrose Schools SBA Loans in Florida — 3 Funded
Florida loan data 2011–2014 · Updated June 2026
TD Bank, National Association has funded 3 SBA loans to Primrose Schools franchisees in Florida, totaling $5.2M in approved financing across 3 cities and 2 congressional districts.
The average Primrose Schools loan in Florida from TD Bank, National Association is $1.7M at a 5.25% average interest rate, with terms averaging 236 months. The Florida default rate is 0% based on 3 resolved loans. Florida represents 8.8% of TD Bank, National Association's total Primrose Schools lending nationally. These loans collectively support 113 Florida jobs. SBA-guaranteed portion totals $3.9M (75% of approved volume).
How Florida Compares to TD Bank, National Association's National Primrose Schools Lending
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TD Bank, National Association is one of 11+ lenders who have funded Primrose Schools in Florida. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
TD Bank, National Association Primrose Schools Loan Performance in Florida
Based on 3 SBA loans originated by TD Bank, National Association for Primrose Schools franchisees with Florida addresses, the Florida-specific lending relationship spans 2011–2014. Of 3 resolved Florida loans, 3 were paid in full and 0 resulted in chargeoffs.
The Florida loan size range extends from $200K to $2.9M, indicating TD Bank, National Association funds both smaller single-unit Primrose Schools operations and larger multi-unit or renovation projects in Florida. Each loan supports an average of 38 jobs in the local economy, and the portfolio collectively supports 113 Florida jobs. Most Florida Primrose Schools loans from TD Bank, National Association are classified under "Child Day Care Services" (NAICS).
Recent activity: TD Bank, National Association has originated 0 Primrose Schools Florida loans in the last 2 fiscal years. The most recent Primrose Schools Florida approval recorded is from FY2014. Note: lack of recent activity may indicate TD Bank, National Association has paused, slowed, or exited Primrose Schools Florida lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of TD Bank, National Association's Primrose Schools Florida loans averages 75% of approved volume, totaling $3.9M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Florida default rate is a strong indicator of loan quality. This suggestsTD Bank, National Association has effective underwriting standards for Primrose Schools deals in Florida and/or Florida Primrose Schools franchisees have strong unit economics that support debt service. For prospective Florida borrowers, this is an encouraging signal — TD Bank, National Associationunderstands the Primrose Schools business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Primrose Schools Loans in Florida
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $1.7M | 5.25% | 236 mo |
Primrose Schools Loan Size Distribution from TD Bank, National Association in Florida
How TD Bank, National Association's Primrose Schools Florida loan sizes break down by deal size. Useful for sizing your own deal: where do most Florida Primrose Schools approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Florida Loans |
|---|---|---|---|
| $150K-$350K | 1 | $200K | 33% |
| Over $1.5M | 2 | $2.5M | 67% |
How TD Bank, National Association Originates Primrose Schools Loans in Florida
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. TD Bank, National Association uses 1 different Florida delivery methods for Primrose Schools:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 3 | $1.7M |
Where in Florida TD Bank, National Association Funds Primrose Schools Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Saint Johns | 1 | $2.0M | $2.0M | 0% — Low Risk |
| Jacksonville | 1 | $200K | $200K | 0% — Low Risk |
| Orlando | 1 | $2.9M | $2.9M | 0% — Low Risk |
TD Bank, National Association's strongest Primrose Schools lending presence in Florida is concentrated in Saint Johns (1 loans), Jacksonville (1 loans), Orlando (1 loans).
TD Bank, National Association Primrose Schools Lending in Florida Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2014 | 1 | $2.0M | $2.0M | 4.5% |
| 2012 | 1 | $200K | $200K | 5.5% |
| 2011 | 1 | $2.9M | $2.9M | 5.75% |
Other Lenders That Fund Primrose Schools in Florida
TD Bank, National Association is not the only lender funding Primrose Schools in Florida. Compare 10 other banks who have originated Primrose Schools SBA loans to Florida borrowers.
| Lender | Florida Loans | Avg Size | Default Rate |
|---|---|---|---|
| TD Bank, National Association (this page) | 3 | $1.7M | 0% — Low Risk |
| Florida First Capital Finance | 10 | $2.0M | 0% — Low Risk |
| Wells Fargo Bank National Association | 8 | $1.0M | 0% — Low Risk |
| Regions Bank | 7 | $1.1M | 0% — Low Risk |
| Meadows Bank | 4 | $2.9M | 0% — Low Risk |
| Live Oak Banking Company | 3 | $4.0M | 0% — Low Risk |
| Florida Business Development C | 3 | $1.7M | 0% — Low Risk |
| Dogwood State Bank | 2 | $2.0M | 0% — Low Risk |
| SouthState Bank, National Association | 2 | $1.3M | 0% — Low Risk |
| Sunshine State Economic Develo | 2 | $1.3M | N/A |
| Evolve Bank and Trust | 2 | $3.9M | 0% — Low Risk |
Other Franchises TD Bank, National Association Funds in Florida
TD Bank, National Association is active in Florida franchise lending beyond Primrose Schools. Other Florida franchise brands they have funded:
TD Bank, National Association Primrose Schools Lending in Other States
TD Bank, National Association has also funded Primrose Schools franchisees in 4 other states. View state-specific data:
How to Get an SBA Loan for a Primrose Schools Franchise in Florida
If you're considering a Primrose Schools franchise in Florida and want to finance through TD Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 3 historical Florida loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Primrose Schools's franchise fee and total investment determine minimum capital requirements.
Compare Florida Lenders
11 lenders have funded Primrose Schools in Florida. Lenders with more local Primrose Schools experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Florida borrowers with lenders who have a proven track record funding Primrose Schools in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Florida historical data: The average Primrose Schools SBA loan from TD Bank, National Association in Florida is $1.7M with a 5.25% interest rate and a 236-month term.Florida loan amounts range from $200K to $2.9M.
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We connect you with lenders who have already funded Primrose Schools in Florida — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.