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Primrose Schools

TD Bank, National Association Primrose Schools SBA Loans in North Carolina3 Funded

North Carolina loan data 2020–2024 · Updated June 2026

TD Bank, National Association has funded 3 SBA loans to Primrose Schools franchisees in North Carolina, totaling $7.7M in approved financing across 3 cities and 3 congressional districts.

The average Primrose Schools loan in North Carolina from TD Bank, National Association is $2.6M at a 5.38% average interest rate, with terms averaging 240 months. The North Carolina default rate is N/A based on 0 resolved loans. North Carolina represents 8.8% of TD Bank, National Association's total Primrose Schools lending nationally. These loans collectively support 100 North Carolina jobs. SBA-guaranteed portion totals $6.4M (80% of approved volume). 1 of these loans were originated in the last 2 fiscal years.

North Carolina Loans
3
North Carolina Volume
$7.7M
Avg Loan Size
$2.6M
Default Rate
N/A
Avg Interest Rate
5.38%
Avg Term
240 mo
Cities Funded
3
Total Jobs Supported
100
SBA Guarantee
80%
Total Guaranteed
$6.4M
Congressional Districts
3
Last Loan FY
2024

How North Carolina Compares to TD Bank, National Association's National Primrose Schools Lending

Total Primrose Schools Loans
3 in North Carolina vs 34 nationally
Average Interest Rate
5.38% in North Carolina vs 5.87% nationally(-0.49 pts)
Default Rate
N/A in North Carolina vs 0% nationally

Looking to fund a Primrose Schools franchise in North Carolina?

TD Bank, National Association is one of 7+ lenders who have funded Primrose Schools in North Carolina. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.

Get Pre-Qualified for Primrose Schools

TD Bank, National Association Primrose Schools Loan Performance in North Carolina

Based on 3 SBA loans originated by TD Bank, National Association for Primrose Schools franchisees with North Carolina addresses, the North Carolina-specific lending relationship spans 2020–2024.

The North Carolina loan size range extends from $386K to $4.0M, indicating TD Bank, National Association funds both smaller single-unit Primrose Schools operations and larger multi-unit or renovation projects in North Carolina. Each loan supports an average of 33 jobs in the local economy, and the portfolio collectively supports 100 North Carolina jobs. Most North Carolina Primrose Schools loans from TD Bank, National Association are classified under "Child Day Care Services" (NAICS).

Recent activity: TD Bank, National Association has originated 1 Primrose Schools North Carolina loans in the last 2 fiscal years and 3 since fiscal year 2020. The most recent Primrose Schools North Carolina approval recorded is from FY2024.

SBA guarantee profile: The SBA-guaranteed portion of TD Bank, National Association's Primrose Schools North Carolina loans averages 80% of approved volume, totaling $6.4M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.

SBA Programs Used for Primrose Schools Loans in North Carolina

ProgramLoansAvg SizeAvg RateAvg Term
SBA 7A3$2.6M5.38%240 mo

Primrose Schools Loan Size Distribution from TD Bank, National Association in North Carolina

How TD Bank, National Association's Primrose Schools North Carolina loan sizes break down by deal size. Useful for sizing your own deal: where do most North Carolina Primrose Schools approvals land?

Loan Size RangeLoansAvg Loan Size% of North Carolina Loans
$350K-$750K1$386K33%
Over $1.5M2$3.7M67%

How TD Bank, National Association Originates Primrose Schools Loans in North Carolina

SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. TD Bank, National Association uses 1 different North Carolina delivery methods for Primrose Schools:

Delivery MethodLoansAvg Loan Size
Preferred Lenders Program3$2.6M

Where in North Carolina TD Bank, National Association Funds Primrose Schools Locations

CityLoansAvg Loan SizeTotal VolumeDefault Rate
Fuquay Varina1$386K$386KN/A
Greensboro1$4.0M$4.0MN/A
Wilmington1$3.3M$3.3MN/A

TD Bank, National Association's strongest Primrose Schools lending presence in North Carolina is concentrated in Fuquay Varina (1 loans), Greensboro (1 loans), Wilmington (1 loans).

TD Bank, National Association Primrose Schools Lending in North Carolina Over Time

YearLoansAvg SizeTotal VolumeAvg Rate
20241$386K$386K6.87%
20211$4.0M$4.0M4.35%
20201$3.3M$3.3M4.92%

Other Lenders That Fund Primrose Schools in North Carolina

TD Bank, National Association is not the only lender funding Primrose Schools in North Carolina. Compare 6 other banks who have originated Primrose Schools SBA loans to North Carolina borrowers.

LenderNorth Carolina LoansAvg SizeDefault Rate
TD Bank, National Association (this page)3$2.6MN/A
First National Bank of Pennsylvania5$1.7M0% — Low Risk
Live Oak Banking Company4$3.7M0% — Low Risk
Meadows Bank4$2.9M0% — Low Risk
Business Expansion Funding Cor3$1.9MN/A
Bank Five Nine2$357KN/A
Certified Development Corporat2$976KN/A

Other Franchises TD Bank, National Association Funds in North Carolina

TD Bank, National Association is active in North Carolina franchise lending beyond Primrose Schools. Other North Carolina franchise brands they have funded:

TD Bank, National Association Primrose Schools Lending in Other States

TD Bank, National Association has also funded Primrose Schools franchisees in 4 other states. View state-specific data:

How to Get an SBA Loan for a Primrose Schools Franchise in North Carolina

If you're considering a Primrose Schools franchise in North Carolina and want to finance through TD Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 3 historical North Carolina loans.

1

Verify Your Qualifications

Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Primrose Schools's franchise fee and total investment determine minimum capital requirements.

2

Compare North Carolina Lenders

7 lenders have funded Primrose Schools in North Carolina. Lenders with more local Primrose Schools experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.

3

Get Pre-Qualified

PeerSense matches North Carolina borrowers with lenders who have a proven track record funding Primrose Schools in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.

Expected loan terms based on North Carolina historical data: The average Primrose Schools SBA loan from TD Bank, National Association in North Carolina is $2.6M with a 5.38% interest rate and a 240-month term.North Carolina loan amounts range from $386K to $4.0M.

Ready to Fund Your Primrose Schools Franchise in North Carolina?

We connect you with lenders who have already funded Primrose Schools in North Carolina — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.