TD Bank, National Association Pet Supplies Plus SBA Loans in New Jersey — 4 Funded
New Jersey loan data 2017–2021 · Updated June 2026
TD Bank, National Association has funded 4 SBA loans to Pet Supplies Plus franchisees in New Jersey, totaling $2.8M in approved financing across 2 cities and 2 congressional districts.
The average Pet Supplies Plus loan in New Jersey from TD Bank, National Association is $688K at a 4.81% average interest rate, with terms averaging 120 months. The New Jersey default rate is 0% based on 1 resolved loans. New Jersey represents 25.0% of TD Bank, National Association's total Pet Supplies Plus lending nationally. These loans collectively support 95 New Jersey jobs. SBA-guaranteed portion totals $2.2M (78.8% of approved volume).
How New Jersey Compares to TD Bank, National Association's National Pet Supplies Plus Lending
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TD Bank, National Association is one of 3+ lenders who have funded Pet Supplies Plus in New Jersey. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
TD Bank, National Association Pet Supplies Plus Loan Performance in New Jersey
Based on 4 SBA loans originated by TD Bank, National Association for Pet Supplies Plus franchisees with New Jersey addresses, the New Jersey-specific lending relationship spans 2017–2021. Of 1 resolved New Jersey loans, 1 were paid in full and 0 resulted in chargeoffs.
The New Jersey loan size range extends from $100K to $1.1M, indicating TD Bank, National Association funds both smaller single-unit Pet Supplies Plus operations and larger multi-unit or renovation projects in New Jersey. Each loan supports an average of 24 jobs in the local economy, and the portfolio collectively supports 95 New Jersey jobs. Most New Jersey Pet Supplies Plus loans from TD Bank, National Association are classified under "Pet and Pet Supplies Stores" (NAICS).
Recent activity: TD Bank, National Association has originated 0 Pet Supplies Plus New Jersey loans in the last 2 fiscal years and 3 since fiscal year 2020. The most recent Pet Supplies Plus New Jersey approval recorded is from FY2021. Note: lack of recent activity may indicate TD Bank, National Association has paused, slowed, or exited Pet Supplies Plus New Jersey lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of TD Bank, National Association's Pet Supplies Plus New Jersey loans averages 78.8% of approved volume, totaling $2.2M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% New Jersey default rate is a strong indicator of loan quality. This suggestsTD Bank, National Association has effective underwriting standards for Pet Supplies Plus deals in New Jersey and/or New Jersey Pet Supplies Plus franchisees have strong unit economics that support debt service. For prospective New Jersey borrowers, this is an encouraging signal — TD Bank, National Associationunderstands the Pet Supplies Plus business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Pet Supplies Plus Loans in New Jersey
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $688K | 4.81% | 120 mo |
Pet Supplies Plus Loan Size Distribution from TD Bank, National Association in New Jersey
How TD Bank, National Association's Pet Supplies Plus New Jersey loan sizes break down by deal size. Useful for sizing your own deal: where do most New Jersey Pet Supplies Plus approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of New Jersey Loans |
|---|---|---|---|
| Under $150K | 1 | $100K | 25% |
| $750K-$1.5M | 3 | $884K | 75% |
How TD Bank, National Association Originates Pet Supplies Plus Loans in New Jersey
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. TD Bank, National Association uses 2 different New Jersey delivery methods for Pet Supplies Plus:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 3 | $884K |
| SBA Express Program | 1 | $100K |
Where in New Jersey TD Bank, National Association Funds Pet Supplies Plus Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Florham Park | 3 | $553K | $1.7M | 0% — Low Risk |
| Garwood | 1 | $1.1M | $1.1M | N/A |
TD Bank, National Association's strongest Pet Supplies Plus lending presence in New Jersey is concentrated in Florham Park (3 loans), Garwood (1 loans).
TD Bank, National Association Pet Supplies Plus Lending in New Jersey Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2021 | 2 | $440K | $880K | 4.38% |
| 2020 | 1 | $780K | $780K | 4% |
| 2017 | 1 | $1.1M | $1.1M | 6.5% |
Other Lenders That Fund Pet Supplies Plus in New Jersey
TD Bank, National Association is not the only lender funding Pet Supplies Plus in New Jersey. Compare 2 other banks who have originated Pet Supplies Plus SBA loans to New Jersey borrowers.
| Lender | New Jersey Loans | Avg Size | Default Rate |
|---|---|---|---|
| TD Bank, National Association (this page) | 4 | $688K | 0% — Low Risk |
| Columbia Bank | 3 | $690K | 0% — Low Risk |
| Manufacturers and Traders Trust Company | 2 | $770K | 50% — High Risk |
Other Franchises TD Bank, National Association Funds in New Jersey
TD Bank, National Association is active in New Jersey franchise lending beyond Pet Supplies Plus. Other New Jersey franchise brands they have funded:
TD Bank, National Association Pet Supplies Plus Lending in Other States
TD Bank, National Association has also funded Pet Supplies Plus franchisees in 1 other states. View state-specific data:
How to Get an SBA Loan for a Pet Supplies Plus Franchise in New Jersey
If you're considering a Pet Supplies Plus franchise in New Jersey and want to finance through TD Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 4 historical New Jersey loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Pet Supplies Plus's franchise fee and total investment determine minimum capital requirements.
Compare New Jersey Lenders
3 lenders have funded Pet Supplies Plus in New Jersey. Lenders with more local Pet Supplies Plus experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches New Jersey borrowers with lenders who have a proven track record funding Pet Supplies Plus in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on New Jersey historical data: The average Pet Supplies Plus SBA loan from TD Bank, National Association in New Jersey is $688K with a 4.81% interest rate and a 120-month term.New Jersey loan amounts range from $100K to $1.1M.
Ready to Fund Your Pet Supplies Plus Franchise in New Jersey?
We connect you with lenders who have already funded Pet Supplies Plus in New Jersey — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.