TD Bank, National Association Pet Supplies Plus SBA Loans in Florida — 11 Funded
Florida loan data 2016–2025 · Updated June 2026
TD Bank, National Association has funded 11 SBA loans to Pet Supplies Plus franchisees in Florida, totaling $6.7M in approved financing across 8 cities and 5 congressional districts.
The average Pet Supplies Plus loan in Florida from TD Bank, National Association is $606K at a 6.67% average interest rate, with terms averaging 115 months. The Florida default rate is 0% based on 1 resolved loans. Florida represents 68.8% of TD Bank, National Association's total Pet Supplies Plus lending nationally. These loans collectively support 225 Florida jobs. SBA-guaranteed portion totals $4.9M (70.5% of approved volume). 6 of these loans were originated in the last 2 fiscal years.
How Florida Compares to TD Bank, National Association's National Pet Supplies Plus Lending
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TD Bank, National Association Pet Supplies Plus Loan Performance in Florida
Based on 11 SBA loans originated by TD Bank, National Association for Pet Supplies Plus franchisees with Florida addresses, the Florida-specific lending relationship spans 2016–2025. Of 1 resolved Florida loans, 1 were paid in full and 0 resulted in chargeoffs.
The Florida loan size range extends from $100K to $1.4M, indicating TD Bank, National Association funds both smaller single-unit Pet Supplies Plus operations and larger multi-unit or renovation projects in Florida. Each loan supports an average of 20 jobs in the local economy, and the portfolio collectively supports 225 Florida jobs. Most Florida Pet Supplies Plus loans from TD Bank, National Association are classified under "Pet and Pet Supplies Stores" (NAICS).
Recent activity: TD Bank, National Association has originated 6 Pet Supplies Plus Florida loans in the last 2 fiscal years and 8 since fiscal year 2020. The most recent Pet Supplies Plus Florida approval recorded is from FY2025.
SBA guarantee profile: The SBA-guaranteed portion of TD Bank, National Association's Pet Supplies Plus Florida loans averages 70.5% of approved volume, totaling $4.9M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Florida default rate is a strong indicator of loan quality. This suggestsTD Bank, National Association has effective underwriting standards for Pet Supplies Plus deals in Florida and/or Florida Pet Supplies Plus franchisees have strong unit economics that support debt service. For prospective Florida borrowers, this is an encouraging signal — TD Bank, National Associationunderstands the Pet Supplies Plus business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Pet Supplies Plus Loans in Florida
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 11 | $606K | 6.67% | 115 mo |
Pet Supplies Plus Loan Size Distribution from TD Bank, National Association in Florida
How TD Bank, National Association's Pet Supplies Plus Florida loan sizes break down by deal size. Useful for sizing your own deal: where do most Florida Pet Supplies Plus approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Florida Loans |
|---|---|---|---|
| Under $150K | 2 | $100K | 18% |
| $150K-$350K | 1 | $250K | 9% |
| $350K-$750K | 5 | $568K | 45% |
| $750K-$1.5M | 3 | $1.1M | 27% |
How TD Bank, National Association Originates Pet Supplies Plus Loans in Florida
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. TD Bank, National Association uses 2 different Florida delivery methods for Pet Supplies Plus:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 9 | $718K |
| SBA Express Program | 2 | $100K |
Where in Florida TD Bank, National Association Funds Pet Supplies Plus Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Orange Park | 3 | $412K | $1.2M | N/A |
| Yulee | 2 | $249K | $497K | N/A |
| Atlantic Beach | 1 | $720K | $720K | 0% — Low Risk |
| Miami | 1 | $738K | $738K | N/A |
| Sanford | 1 | $1.4M | $1.4M | N/A |
| Saint Augustine | 1 | $100K | $100K | N/A |
| Parrish | 1 | $1.0M | $1.0M | N/A |
| Saint Augustine | 1 | $1.0M | $1.0M | N/A |
TD Bank, National Association's strongest Pet Supplies Plus lending presence in Florida is concentrated in Orange Park (3 loans), Yulee (2 loans), Atlantic Beach (1 loans).
TD Bank, National Association Pet Supplies Plus Lending in Florida Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2025 | 1 | $1.4M | $1.4M | 7.5% |
| 2024 | 5 | $369K | $1.8M | 7.82% |
| 2022 | 1 | $738K | $738K | 4.3% |
| 2020 | 1 | $1.0M | $1.0M | 3.85% |
| 2017 | 2 | $493K | $986K | 6.35% |
| 2016 | 1 | $720K | $720K | 5.85% |
Other Lenders That Fund Pet Supplies Plus in Florida
TD Bank, National Association is not the only lender funding Pet Supplies Plus in Florida. Compare 4 other banks who have originated Pet Supplies Plus SBA loans to Florida borrowers.
| Lender | Florida Loans | Avg Size | Default Rate |
|---|---|---|---|
| TD Bank, National Association (this page) | 11 | $606K | 0% — Low Risk |
| Cadence Bank | 3 | $921K | 0% — Low Risk |
| Fifth Third Bank | 2 | $476K | 0% — Low Risk |
| First Bank of the Lake | 2 | $959K | N/A |
| United Community Bank | 2 | $777K | 0% — Low Risk |
Other Franchises TD Bank, National Association Funds in Florida
TD Bank, National Association is active in Florida franchise lending beyond Pet Supplies Plus. Other Florida franchise brands they have funded:
TD Bank, National Association Pet Supplies Plus Lending in Other States
TD Bank, National Association has also funded Pet Supplies Plus franchisees in 1 other states. View state-specific data:
How to Get an SBA Loan for a Pet Supplies Plus Franchise in Florida
If you're considering a Pet Supplies Plus franchise in Florida and want to finance through TD Bank, National Association or another SBA lender, here's what you need to know based on our analysis of 11 historical Florida loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Pet Supplies Plus's franchise fee and total investment determine minimum capital requirements.
Compare Florida Lenders
5 lenders have funded Pet Supplies Plus in Florida. Lenders with more local Pet Supplies Plus experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Florida borrowers with lenders who have a proven track record funding Pet Supplies Plus in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Florida historical data: The average Pet Supplies Plus SBA loan from TD Bank, National Association in Florida is $606K with a 6.67% interest rate and a 115-month term.Florida loan amounts range from $100K to $1.4M.
Ready to Fund Your Pet Supplies Plus Franchise in Florida?
We connect you with lenders who have already funded Pet Supplies Plus in Florida — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.