Manufacturers and Traders Trust Company Anytime Fitness SBA Loans in Pennsylvania — 3 Funded
Pennsylvania loan data 2012–2014 · Updated June 2026
Manufacturers and Traders Trust Company has funded 3 SBA loans to Anytime Fitness franchisees in Pennsylvania, totaling $805K in approved financing across 2 cities.
The average Anytime Fitness loan in Pennsylvania from Manufacturers and Traders Trust Company is $268K at a 5.5% average interest rate, with terms averaging 79 months. The Pennsylvania default rate is 0% based on 3 resolved loans — 35.7 points lower than Manufacturers and Traders Trust Company's national Anytime Fitness default rate of 35.7%. Pennsylvania represents 15.8% of Manufacturers and Traders Trust Company's total Anytime Fitness lending nationally. These loans collectively support 61 Pennsylvania jobs. SBA-guaranteed portion totals $604K (75% of approved volume).
How Pennsylvania Compares to Manufacturers and Traders Trust Company's National Anytime Fitness Lending
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Manufacturers and Traders Trust Company is one of 9+ lenders who have funded Anytime Fitness in Pennsylvania. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Manufacturers and Traders Trust Company Anytime Fitness Loan Performance in Pennsylvania
Based on 3 SBA loans originated by Manufacturers and Traders Trust Company for Anytime Fitness franchisees with Pennsylvania addresses, the Pennsylvania-specific lending relationship spans 2012–2014. Of 3 resolved Pennsylvania loans, 3 were paid in full and 0 resulted in chargeoffs.
The Pennsylvania loan size range extends from $227K to $350K, indicating Manufacturers and Traders Trust Company funds both smaller single-unit Anytime Fitness operations and larger multi-unit or renovation projects in Pennsylvania. Each loan supports an average of 20 jobs in the local economy, and the portfolio collectively supports 61 Pennsylvania jobs. Most Pennsylvania Anytime Fitness loans from Manufacturers and Traders Trust Company are classified under "Fitness and Recreational Sports Centers" (NAICS).
Recent activity: Manufacturers and Traders Trust Company has originated 0 Anytime Fitness Pennsylvania loans in the last 2 fiscal years. The most recent Anytime Fitness Pennsylvania approval recorded is from FY2014. Note: lack of recent activity may indicate Manufacturers and Traders Trust Company has paused, slowed, or exited Anytime Fitness Pennsylvania lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Manufacturers and Traders Trust Company's Anytime Fitness Pennsylvania loans averages 75% of approved volume, totaling $604K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Pennsylvania default rate is a strong indicator of loan quality. This suggestsManufacturers and Traders Trust Company has effective underwriting standards for Anytime Fitness deals in Pennsylvania and/or Pennsylvania Anytime Fitness franchisees have strong unit economics that support debt service. For prospective Pennsylvania borrowers, this is an encouraging signal — Manufacturers and Traders Trust Companyunderstands the Anytime Fitness business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Anytime Fitness Loans in Pennsylvania
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $268K | 5.5% | 79 mo |
Anytime Fitness Loan Size Distribution from Manufacturers and Traders Trust Company in Pennsylvania
How Manufacturers and Traders Trust Company's Anytime Fitness Pennsylvania loan sizes break down by deal size. Useful for sizing your own deal: where do most Pennsylvania Anytime Fitness approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Pennsylvania Loans |
|---|---|---|---|
| $150K-$350K | 2 | $228K | 67% |
| $350K-$750K | 1 | $350K | 33% |
How Manufacturers and Traders Trust Company Originates Anytime Fitness Loans in Pennsylvania
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Manufacturers and Traders Trust Company uses 1 different Pennsylvania delivery methods for Anytime Fitness:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Small Loan Advantage Initiative | 3 | $268K |
Where in Pennsylvania Manufacturers and Traders Trust Company Funds Anytime Fitness Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Orwigsburg | 2 | $288K | $577K | 0% — Low Risk |
| Schuylkill Haven | 1 | $229K | $229K | 0% — Low Risk |
Manufacturers and Traders Trust Company's strongest Anytime Fitness lending presence in Pennsylvania is concentrated in Orwigsburg (2 loans), Schuylkill Haven (1 loans).
Manufacturers and Traders Trust Company Anytime Fitness Lending in Pennsylvania Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2014 | 1 | $227K | $227K | 5.5% |
| 2013 | 2 | $289K | $579K | 5.5% |
Other Lenders That Fund Anytime Fitness in Pennsylvania
Manufacturers and Traders Trust Company is not the only lender funding Anytime Fitness in Pennsylvania. Compare 8 other banks who have originated Anytime Fitness SBA loans to Pennsylvania borrowers.
| Lender | Pennsylvania Loans | Avg Size | Default Rate |
|---|---|---|---|
| Manufacturers and Traders Trust Company (this page) | 3 | $268K | 0% — Low Risk |
| Wells Fargo Bank National Association | 11 | $511K | 28.6% — High Risk |
| First National Bank of Pennsylvania | 4 | $408K | 0% — Low Risk |
| Bank Five Nine | 3 | $843K | 0% — Low Risk |
| Wilmington Savings Fund Society FSB | 3 | $563K | 0% — Low Risk |
| Northwest Bank | 2 | $257K | N/A |
| The Huntington National Bank | 2 | $444K | N/A |
| KeyBank National Association | 2 | $164K | N/A |
| Live Oak Banking Company | 2 | $675K | 0% — Low Risk |
Other Franchises Manufacturers and Traders Trust Company Funds in Pennsylvania
Manufacturers and Traders Trust Company is active in Pennsylvania franchise lending beyond Anytime Fitness. Other Pennsylvania franchise brands they have funded:
Manufacturers and Traders Trust Company Anytime Fitness Lending in Other States
Manufacturers and Traders Trust Company has also funded Anytime Fitness franchisees in 4 other states. View state-specific data:
How to Get an SBA Loan for a Anytime Fitness Franchise in Pennsylvania
If you're considering a Anytime Fitness franchise in Pennsylvania and want to finance through Manufacturers and Traders Trust Company or another SBA lender, here's what you need to know based on our analysis of 3 historical Pennsylvania loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Anytime Fitness's franchise fee and total investment determine minimum capital requirements.
Compare Pennsylvania Lenders
9 lenders have funded Anytime Fitness in Pennsylvania. Lenders with more local Anytime Fitness experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Pennsylvania borrowers with lenders who have a proven track record funding Anytime Fitness in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Pennsylvania historical data: The average Anytime Fitness SBA loan from Manufacturers and Traders Trust Company in Pennsylvania is $268K with a 5.5% interest rate and a 79-month term.Pennsylvania loan amounts range from $227K to $350K.
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