Manufacturers and Traders Trust Company Anytime Fitness SBA Loans in Maryland — 4 Funded
Maryland loan data 2018–2020 · Updated June 2026
Manufacturers and Traders Trust Company has funded 4 SBA loans to Anytime Fitness franchisees in Maryland, totaling $623K in approved financing across 3 cities and 2 congressional districts.
The average Anytime Fitness loan in Maryland from Manufacturers and Traders Trust Company is $156K at a 8.38% average interest rate, with terms averaging 92 months. The Maryland default rate is 100% based on 2 resolved loans — 64.3 points higher than Manufacturers and Traders Trust Company's national Anytime Fitness default rate of 35.7%. Maryland represents 21.1% of Manufacturers and Traders Trust Company's total Anytime Fitness lending nationally. These loans collectively support 36 Maryland jobs. SBA-guaranteed portion totals $399K (56.3% of approved volume).
How Maryland Compares to Manufacturers and Traders Trust Company's National Anytime Fitness Lending
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Manufacturers and Traders Trust Company is one of 2+ lenders who have funded Anytime Fitness in Maryland. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Manufacturers and Traders Trust Company Anytime Fitness Loan Performance in Maryland
Based on 4 SBA loans originated by Manufacturers and Traders Trust Company for Anytime Fitness franchisees with Maryland addresses, the Maryland-specific lending relationship spans 2018–2020.
The Maryland loan size range extends from $25K to $350K, indicating Manufacturers and Traders Trust Company funds both smaller single-unit Anytime Fitness operations and larger multi-unit or renovation projects in Maryland. Each loan supports an average of 9 jobs in the local economy, and the portfolio collectively supports 36 Maryland jobs. Most Maryland Anytime Fitness loans from Manufacturers and Traders Trust Company are classified under "Fitness and Recreational Sports Centers" (NAICS).
Recent activity: Manufacturers and Traders Trust Company has originated 0 Anytime Fitness Maryland loans in the last 2 fiscal years and 2 since fiscal year 2020. The most recent Anytime Fitness Maryland approval recorded is from FY2020. Note: lack of recent activity may indicate Manufacturers and Traders Trust Company has paused, slowed, or exited Anytime Fitness Maryland lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Manufacturers and Traders Trust Company's Anytime Fitness Maryland loans averages 56.3% of approved volume, totaling $399K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 100% Maryland default rate is above the SBA portfolio average. This may reflect local market conditions, the specific Maryland cities funded, or the economic cycle when these loans originated. Prospective borrowers should compare this to other Maryland lenders who have funded Anytime Fitness (shown below) and consider multiple options before committing.
SBA Programs Used for Anytime Fitness Loans in Maryland
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $156K | 8.38% | 92 mo |
Anytime Fitness Loan Size Distribution from Manufacturers and Traders Trust Company in Maryland
How Manufacturers and Traders Trust Company's Anytime Fitness Maryland loan sizes break down by deal size. Useful for sizing your own deal: where do most Maryland Anytime Fitness approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Maryland Loans |
|---|---|---|---|
| Under $150K | 2 | $38K | 50% |
| $150K-$350K | 1 | $198K | 25% |
| $350K-$750K | 1 | $350K | 25% |
How Manufacturers and Traders Trust Company Originates Anytime Fitness Loans in Maryland
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Manufacturers and Traders Trust Company uses 2 different Maryland delivery methods for Anytime Fitness:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| SBA Express Program | 3 | $91K |
| Preferred Lenders Program | 1 | $350K |
Where in Maryland Manufacturers and Traders Trust Company Funds Anytime Fitness Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Forest Hill | 2 | $112K | $223K | 100% — High Risk |
| Frederick | 1 | $50K | $50K | N/A |
| Westminster | 1 | $350K | $350K | N/A |
Manufacturers and Traders Trust Company's strongest Anytime Fitness lending presence in Maryland is concentrated in Forest Hill (2 loans), Frederick (1 loans), Westminster (1 loans).
Manufacturers and Traders Trust Company Anytime Fitness Lending in Maryland Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2020 | 2 | $200K | $400K | 6.5% |
| 2019 | 2 | $112K | $223K | 10.25% |
Other Lenders That Fund Anytime Fitness in Maryland
Manufacturers and Traders Trust Company is not the only lender funding Anytime Fitness in Maryland. Compare 1 other banks who have originated Anytime Fitness SBA loans to Maryland borrowers.
| Lender | Maryland Loans | Avg Size | Default Rate |
|---|---|---|---|
| Manufacturers and Traders Trust Company (this page) | 4 | $156K | 100% — High Risk |
| Wells Fargo Bank National Association | 2 | $274K | 0% — Low Risk |
Other Franchises Manufacturers and Traders Trust Company Funds in Maryland
Manufacturers and Traders Trust Company is active in Maryland franchise lending beyond Anytime Fitness. Other Maryland franchise brands they have funded:
Manufacturers and Traders Trust Company Anytime Fitness Lending in Other States
Manufacturers and Traders Trust Company has also funded Anytime Fitness franchisees in 4 other states. View state-specific data:
How to Get an SBA Loan for a Anytime Fitness Franchise in Maryland
If you're considering a Anytime Fitness franchise in Maryland and want to finance through Manufacturers and Traders Trust Company or another SBA lender, here's what you need to know based on our analysis of 4 historical Maryland loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Anytime Fitness's franchise fee and total investment determine minimum capital requirements.
Compare Maryland Lenders
2 lenders have funded Anytime Fitness in Maryland. Lenders with more local Anytime Fitness experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Maryland borrowers with lenders who have a proven track record funding Anytime Fitness in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Maryland historical data: The average Anytime Fitness SBA loan from Manufacturers and Traders Trust Company in Maryland is $156K with a 8.38% interest rate and a 92-month term.Maryland loan amounts range from $25K to $350K.
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We connect you with lenders who have already funded Anytime Fitness in Maryland — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.