Manufacturers and Traders Trust Company Anytime Fitness SBA Loans in Massachusetts — 3 Funded
Massachusetts loan data 2009–2010 · Updated June 2026
Manufacturers and Traders Trust Company has funded 3 SBA loans to Anytime Fitness franchisees in Massachusetts, totaling $30K in approved financing across 1 city.
The average Anytime Fitness loan in Massachusetts from Manufacturers and Traders Trust Company is $10K at a 6.5% average interest rate, with terms averaging 60 months. The Massachusetts default rate is 0% based on 2 resolved loans — 35.7 points lower than Manufacturers and Traders Trust Company's national Anytime Fitness default rate of 35.7%. Massachusetts represents 15.8% of Manufacturers and Traders Trust Company's total Anytime Fitness lending nationally. These loans collectively support 7 Massachusetts jobs. SBA-guaranteed portion totals $15K (50% of approved volume).
How Massachusetts Compares to Manufacturers and Traders Trust Company's National Anytime Fitness Lending
Looking to fund a Anytime Fitness franchise in Massachusetts?
Manufacturers and Traders Trust Company is one of 6+ lenders who have funded Anytime Fitness in Massachusetts. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Manufacturers and Traders Trust Company Anytime Fitness Loan Performance in Massachusetts
Based on 3 SBA loans originated by Manufacturers and Traders Trust Company for Anytime Fitness franchisees with Massachusetts addresses, the Massachusetts-specific lending relationship spans 2009–2010. Of 2 resolved Massachusetts loans, 2 were paid in full and 0 resulted in chargeoffs.
The Massachusetts loan size range extends from $8K to $12K, indicating Manufacturers and Traders Trust Company funds both smaller single-unit Anytime Fitness operations and larger multi-unit or renovation projects in Massachusetts. Each loan supports an average of 2 jobs in the local economy, and the portfolio collectively supports 7 Massachusetts jobs. Most Massachusetts Anytime Fitness loans from Manufacturers and Traders Trust Company are classified under "Fitness and Recreational Sports Centers" (NAICS).
Recent activity: Manufacturers and Traders Trust Company has originated 0 Anytime Fitness Massachusetts loans in the last 2 fiscal years. The most recent Anytime Fitness Massachusetts approval recorded is from FY2010. Note: lack of recent activity may indicate Manufacturers and Traders Trust Company has paused, slowed, or exited Anytime Fitness Massachusetts lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Manufacturers and Traders Trust Company's Anytime Fitness Massachusetts loans averages 50% of approved volume, totaling $15K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Massachusetts default rate is a strong indicator of loan quality. This suggestsManufacturers and Traders Trust Company has effective underwriting standards for Anytime Fitness deals in Massachusetts and/or Massachusetts Anytime Fitness franchisees have strong unit economics that support debt service. For prospective Massachusetts borrowers, this is an encouraging signal — Manufacturers and Traders Trust Companyunderstands the Anytime Fitness business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Anytime Fitness Loans in Massachusetts
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $10K | 6.5% | 60 mo |
Anytime Fitness Loan Size Distribution from Manufacturers and Traders Trust Company in Massachusetts
How Manufacturers and Traders Trust Company's Anytime Fitness Massachusetts loan sizes break down by deal size. Useful for sizing your own deal: where do most Massachusetts Anytime Fitness approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Massachusetts Loans |
|---|---|---|---|
| Under $150K | 3 | $10K | 100% |
How Manufacturers and Traders Trust Company Originates Anytime Fitness Loans in Massachusetts
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Manufacturers and Traders Trust Company uses 1 different Massachusetts delivery methods for Anytime Fitness:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| SBA Express Program | 3 | $10K |
Where in Massachusetts Manufacturers and Traders Trust Company Funds Anytime Fitness Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Agawam | 3 | $10K | $30K | 0% — Low Risk |
Manufacturers and Traders Trust Company Anytime Fitness Lending in Massachusetts Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2010 | 1 | $12K | $12K | 7% |
| 2009 | 2 | $9K | $18K | 6.25% |
Other Lenders That Fund Anytime Fitness in Massachusetts
Manufacturers and Traders Trust Company is not the only lender funding Anytime Fitness in Massachusetts. Compare 5 other banks who have originated Anytime Fitness SBA loans to Massachusetts borrowers.
| Lender | Massachusetts Loans | Avg Size | Default Rate |
|---|---|---|---|
| Manufacturers and Traders Trust Company (this page) | 3 | $10K | 0% — Low Risk |
| Live Oak Banking Company | 3 | $776K | 0% — Low Risk |
| Wells Fargo Bank National Association | 3 | $749K | 0% — Low Risk |
| Bay Colony Development Corpora | 2 | $635K | N/A |
| Coastal Heritage Bank | 2 | $71K | 100% — High Risk |
| The Huntington National Bank | 2 | $396K | N/A |
Other Franchises Manufacturers and Traders Trust Company Funds in Massachusetts
Manufacturers and Traders Trust Company is active in Massachusetts franchise lending beyond Anytime Fitness. Other Massachusetts franchise brands they have funded:
Manufacturers and Traders Trust Company Anytime Fitness Lending in Other States
Manufacturers and Traders Trust Company has also funded Anytime Fitness franchisees in 4 other states. View state-specific data:
How to Get an SBA Loan for a Anytime Fitness Franchise in Massachusetts
If you're considering a Anytime Fitness franchise in Massachusetts and want to finance through Manufacturers and Traders Trust Company or another SBA lender, here's what you need to know based on our analysis of 3 historical Massachusetts loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Anytime Fitness's franchise fee and total investment determine minimum capital requirements.
Compare Massachusetts Lenders
6 lenders have funded Anytime Fitness in Massachusetts. Lenders with more local Anytime Fitness experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Massachusetts borrowers with lenders who have a proven track record funding Anytime Fitness in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Massachusetts historical data: The average Anytime Fitness SBA loan from Manufacturers and Traders Trust Company in Massachusetts is $10K with a 6.5% interest rate and a 60-month term.Massachusetts loan amounts range from $8K to $12K.
Ready to Fund Your Anytime Fitness Franchise in Massachusetts?
We connect you with lenders who have already funded Anytime Fitness in Massachusetts — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.