Wine Design vs Zuka Juice
Wine Design vs Zuka Juice: Wine Design costs $58K to $156K to open; Zuka Juice costs $80K to $176K. Wine Design has 6 units, Zuka Juice has 14. SBA loan history: Wine Design = 9 loans (22.2% default); Zuka Juice = 17 loans (17.6% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Wine Design vs Zuka Juice: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Wine Design requires the lower minimum capital commitment ($58K vs $80K for Zuka Juice), a 28% spread.
System Scale & Tenure
On scale, Zuka Juice operates 14 units to Wine Design's 6, roughly 2× the system size.
SBA Lending Profile
Zuka Juice has the deeper SBA lending track record, with 17 7(a) approvals compared with 9 for Wine Design. Wine Design's peak SBA year was 2019 (4 loans); Zuka Juice's peak was 1998 (10 loans). Wine Design's more recent peak generally indicates fresher lender appetite. Wine Design has the most SBA funded units in NC, with 3. Zuka Juice leads in UT, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Wine Design deals is $114K vs $144K for Zuka Juice, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 22.2% for Wine Design and 17.6% for Zuka Juice, Zuka Juice has the cleaner SBA loss record by 4.6 points. PeerSense FPI scores come in at 19 (Fair) for Wine Design and 36 (Fair) for Zuka Juice, giving Zuka Juice the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 19/100 | 36/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 9 | 17 |
SBA Volume | – | – |
Default Rate | 22.2% | 17.6% |
Peer Tier | emerging | growing |
Investment & Costs
Total Investment | $58K to $156K | $80K to $176K |
Franchise Fee | $25K | N/A |
Royalty Rate | 6% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 6 | 14 |
Franchised Units | 6 | 14 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2010 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | FAYETTEVILLE, NC | LAKE OSWEGO (OSWEGO), OR |
Category | Drinking Places | Drinking Places |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Wine Design or Zuka Juice?
Lower upfront capital required
Tie
Wine Design: $58K starting · Zuka Juice: $80K starting
More SBA lender confidence
Zuka Juice
Wine Design: 9 SBA loans · Zuka Juice: 17 SBA loans
Lower SBA default rate
Zuka Juice
Wine Design: 22.2% · Zuka Juice: 17.6%
Larger system & brand presence
Tie
Wine Design: 6 units · Zuka Juice: 14 units
More lender financing options
Tie
Wine Design: 8 unique lenders · Zuka Juice: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Wine Design vs Zuka Juice: Franchise Funding Comparison
Comparing Wine Design and Zuka Juice is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $58K to $176K.
Wine Design has 9 SBA loans on record and Zuka Juice has 17. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Wine Design vs Zuka Juice, Frequently Asked Questions
Which is a better franchise investment, Wine Design or Zuka Juice?
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Which has a lower SBA default rate, Wine Design or Zuka Juice?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman