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Side-by-Side Comparison

Radio Shack vs Wireless Toyz

Quick Answer

Radio Shack vs Wireless Toyz: Radio Shack costs $45K$225K to open; Wireless Toyz costs $122K$314K. Radio Shack has 133 units, Wireless Toyz has 19. SBA loan history: Radio Shack = 187 loans (17.6% default); Wireless Toyz = 42 loans (50.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.

Radio Shack
Radio Shack

Radio, Television,

29 8W
Wireless Toyz
Wireless Toyz

Radio, Television,

23

Health & Performance

FPI Score
29/100
23/100
Health Tier
Limited
Limited
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
187
42
SBA Volume
Default Rate
17.6%
50.0%
Peer Tier
major
established

Investment & Costs

Total Investment
$45K$225K
$122K$314K
Franchise Fee
$48K
N/A
Royalty Rate
5%
N/A
Ad Fund
N/A
N/A
Liquid Capital
N/A
N/A
Net Worth Required
N/A
N/A

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Not Disclosed

System Size & Operations

Total Units
133
19
Franchised Units
133
19
Company-Owned
Term Length
N/A
N/A

Brand Information

Year Founded
1921
1995
Franchising Since
N/A
N/A
Years Franchising
N/A
N/A
Headquarters
MAYSVILLE, KY
Belleville, MI
Category
Radio, Television,
Radio, Television,
Website
FDD Year
N/A
N/A

Which Is Better — Radio Shack or Wireless Toyz?

Lower upfront capital required

Radio Shack

Radio Shack: $45K starting · Wireless Toyz: $122K starting

More SBA lender confidence

Radio Shack

Radio Shack: 187 SBA loans · Wireless Toyz: 42 SBA loans

Lower historical default rate

Radio Shack

Radio Shack: 17.6% · Wireless Toyz: 50.0%

Larger system & brand presence

Radio Shack

Radio Shack: 133 units · Wireless Toyz: 19 units

More lender financing options

Radio Shack

Radio Shack: 106 unique lenders · Wireless Toyz: 9 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

Need Funding for Radio Shack or Wireless Toyz?

PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing. No retainers.

500+

SBA Lenders & Capital Sources

$0

Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Radio Shack

No description available.

Wireless Toyz

No description available.

Radio Shack vs Wireless Toyz: Franchise Funding Comparison

Comparing Radio Shack and Wireless Toyz is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $45K to $314K.

Both brands have active SBA lending histories — Radio Shack with 187 SBA loans and Wireless Toyz with 42. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.

Radio Shack vs Wireless Toyz — Frequently Asked Questions

Which is a better franchise investment — Radio Shack or Wireless Toyz?
Compare Radio Shack vs Wireless Toyz franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance — not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Radio Shack franchise cost compared to Wireless Toyz?
Radio Shack requires $45K–$225K in total initial investment with a $48K franchise fee. Wireless Toyz requires $122K–$314K with a N/A franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Radio Shack or Wireless Toyz with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Radio Shack has 187 SBA loans on record; Wireless Toyz has 42. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate — Radio Shack or Wireless Toyz?
Radio Shack: 17.6% historical SBA default rate. Wireless Toyz: 50.0% historical SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.