Qc Kinetix vs Senior Care Authority
Qc Kinetix vs Senior Care Authority: Qc Kinetix costs $227K to $496K to open; Senior Care Authority costs $60K to $185K. Qc Kinetix has 18 units, Senior Care Authority has 26. SBA loan history: Qc Kinetix = 23 loans (4.3% default); Senior Care Authority = 30 loans (10.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Qc Kinetix vs Senior Care Authority: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Senior Care Authority requires the lower minimum capital commitment ($60K vs $227K for Qc Kinetix), a 278% spread. Initial franchise fees come in at $55K for Qc Kinetix versus $53K for Senior Care Authority, Senior Care Authority has the lower entry fee. Ongoing royalty load is 8% for Qc Kinetix and 8% for Senior Care Authority, equal royalty drag.
System Scale & Tenure
On scale, Senior Care Authority operates 26 units to Qc Kinetix's 18. Senior Care Authority has been operating 17 years (founded 2009) versus 9 for Qc Kinetix (founded 2017), a 8-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Senior Care Authority has the deeper SBA lending track record, with 30 7(a) approvals compared with 23 for Qc Kinetix. Qc Kinetix's peak SBA year was 2022 (8 loans); Senior Care Authority's peak was 2022 (7 loans). Senior Care Authority's more recent peak generally indicates fresher lender appetite. Qc Kinetix has the most SBA funded units in TX, with 4. Senior Care Authority leads in AZ, with 4. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Qc Kinetix deals is $347K vs $139K for Senior Care Authority, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 4.3% for Qc Kinetix and 10.0% for Senior Care Authority, Qc Kinetix has the cleaner SBA loss record by 5.7 points. PeerSense FPI scores come in at 61 (Moderate) for Qc Kinetix and 55 (Moderate) for Senior Care Authority, giving Qc Kinetix the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 61/100 | 55/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 23 | 30 |
SBA Volume | – | – |
Default Rate | 4.3% | 10.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $227K to $496K | $60K to $185K |
Franchise Fee | $55K | $53K |
Royalty Rate | 8% | 8% |
Ad Fund | 1% | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 18 | 26 |
Franchised Units | 18 | 26 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2017 | 2009 |
Franchising Since | 2018 | 2022 |
Years Franchising | 8 yrs | 4 yrs |
Headquarters | Charlotte, OK | Petaluma, MD |
Category | Other Individual | Other Individual |
Website | ||
FDD Year | 2026 | 2026 |
Which Is Better, Qc Kinetix or Senior Care Authority?
Lower upfront capital required
Senior Care Authority
Qc Kinetix: $227K starting · Senior Care Authority: $60K starting
More SBA lender confidence
Senior Care Authority
Qc Kinetix: 23 SBA loans · Senior Care Authority: 30 SBA loans
Lower SBA default rate
Qc Kinetix
Qc Kinetix: 4.3% · Senior Care Authority: 10.0%
Larger system & brand presence
Senior Care Authority
Qc Kinetix: 18 units · Senior Care Authority: 26 units
Lower ongoing royalty load
Tie
Qc Kinetix: 8% · Senior Care Authority: 8%
More lender financing options
Qc Kinetix
Qc Kinetix: 13 unique lenders · Senior Care Authority: 3 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Qc Kinetix vs Senior Care Authority: Franchise Funding Comparison
Comparing Qc Kinetix and Senior Care Authority is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $60K to $496K.
Qc Kinetix has 23 SBA loans on record and Senior Care Authority has 30. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Qc Kinetix vs Senior Care Authority, Frequently Asked Questions
Which is a better franchise investment, Qc Kinetix or Senior Care Authority?
How much does a Qc Kinetix franchise cost compared to Senior Care Authority?
Can I finance Qc Kinetix or Senior Care Authority with an SBA loan?
Which has a lower SBA default rate, Qc Kinetix or Senior Care Authority?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman